Painters Insurance Program from Continental Risk
Continental Risk / Continental Marine Insurance Services offers a specialized insurance program tailored for residential and commercial painters. Designed for both new ventures and established businesses, this program helps your painting contractor clients manage key risks and meet jobsite requirements with flexible, competitive coverage options.
Ideal Accounts and Appetite
This program is ideal for licensed painting contractors operating in residential and/or commercial sectors. Whether your client is an independent painter just starting out or a larger crew handling tract housing developments, Continental Risk has the underwriting flexibility to accommodate a wide range of operations.
Accepted classes include, but are not limited to:
- Interior and exterior residential painters
- Commercial and industrial painting contractors
- Tract home and new construction work
- New ventures and startups
Coverage Highlights and Advantages
Continental Risk’s painter program offers robust coverage designed to meet the real-world needs of contractors in the field. Key features include:
- Blanket Additional Insured and Waiver of Subrogation available
- Form CG2037 included (Ongoing and Completed Operations)
- Excess liability options available for added protection
- Pollution liability available where applicable
- New commercial auto program for work trucks now offered
- Same-day quote turnaround available in some cases
These features make it easier for your clients to meet project requirements, bid on jobs, and remain compliant with risk management practices.
Underwriting Notes and Minimum Premium
The program starts with a competitive minimum premium of just $775, making it accessible for smaller operations and new ventures. Underwriting is efficient and responsive, with turnaround times that can often accommodate same-day quotes depending on the complexity of the submission.
Key underwriting considerations include scope of work, years in business (new ventures are acceptable), and prior loss history.
Territories and Availability
This program is available in nearly all states, including AL, AK, AZ, AR, CA, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
All coverage is placed on a non-admitted basis through an A-rated carrier, allowing for flexibility in coverage design and risk appetite.
Why Work With Continental Risk
Continental Risk is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep experience in contractor-related risks. Their team understands the unique exposures that painting contractors face and offers responsive service, fast quoting, and tailored coverage solutions to help you place more business confidently.
For additional details, visit www.continentalriskins.com or contact Jeana Ramos at 866-699-2747 ext. 302 or [email protected].
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include residential and commercial painting contractors, including those involved in new construction, tract housing, and even new ventures with no prior history.
Is this program available to new painting businesses?
Yes, new ventures are acceptable. Continental Risk welcomes startup painting contractors with appropriate background and risk profile.
What coverage enhancements are available?
The program offers Blanket Additional Insured, Waiver of Subrogation, CG2037, and options for excess and pollution liability coverage.
How quickly can I get a quote?
Quotes can often be turned around the same day, depending on the completeness and complexity of the submission.
Which states is this program available in?
The program is available in most U.S. states, including all major markets and coastal states, on a non-admitted basis.
Need help placing an account? Connect with a market specialist.