Workers Compensation Insurance

SECURE COMP, Costanza Insurance Agency, Inc.’s specialized Workers' Compensation program, is built specifically for security industry professionals. This targeted solution is ideal for private security guards, alarm installation and service companies, investigative services, and other security-related businesses that frequently find workers’ comp both hard to place and costly.

Designed around the operational risks of the security sector, SECURE COMP provides true Workers' Compensation coverage — including medical expense benefits, wage replacement, and employer liability protection. The program targets the exposures typical to guard services, mobile patrols, alarm technicians, and licensed investigators, giving you a market that understands hourly field operations, multi-state crews, and armed vs. unarmed class distinctions.

The program is placed with carriers rated "Excellent" by A.M. Best, so your clients get the financial strength and claims-handling you expect from the private market. That can be an important differentiator versus unrated state funds or risk pools many security contractors are otherwise steered toward.

As a Managing General Agency with more than a decade focused on security industry programs, Costanza Insurance Agency combines niche underwriting expertise with hands-on placement support. We can help you quote and bind accounts ranging from small local guard services to regional firms with on-site alarm technicians and multi-state payrolls.

Example fits: you might have a client operating a 24/7 security patrol service with a mix of armed and unarmed guards and multiple vehicle units, or an alarm installation company that sends technicians to job sites across several states. These are the types of accounts SECURE COMP was built to support, including payroll-heavy operations and those with specialty classifications.

SECURE COMP is available in most states, including CA, TX, FL, and NY. Our admitted markets are accessible in the majority of these jurisdictions. Minimum premiums and specific class availability vary by state — contact us for a tailored quote and details for a given location.

Why work with Costanza? We offer focused security-industry underwriting, responsive service for complex placements, and access to competitive admitted carriers that many generalist MGAs don’t service. Our team can assist with class coding, payroll allocations, multi-state exposures, and other placement nuances that matter for security accounts.

Contact us for rate quotations or more information about placing your security clients in the SECURE COMP program. There’s no obligation to request a quote.

Frequently Asked Questions

What types of accounts are a good fit for the SECURE COMP program?

The program is designed for security-industry businesses such as guard services, mobile patrols, alarm installation and service contractors, licensed investigators, and related operations with field staff.

Is the SECURE COMP program available in my state?

SECURE COMP is available in most states across the U.S., including California, Texas, Florida, and New York. Contact us to confirm availability and admitted market access in your specific state.

What kind of carriers back this program?

The program is supported by carriers rated "Excellent" by A.M. Best, providing the financial strength and claims-handling you expect from admitted private-market insurers.

Are there minimum premium requirements?

Minimum premiums vary by state and class. Reach out with account details so we can provide a customized quote that reflects the operation’s payroll and exposure.

Can I get help with underwriting or account placement?

Yes. Costanza Insurance Agency offers underwriting guidance and placement support, especially for hard-to-place or multi-state security risks.

Need help placing an account? Connect with a market specialist.

U.S. States Available

U.S. States Available:

Provider Type:

Managing General Agency

Carriers:

Keyword Tags:

Alarm Installers and Dealers Insurance Burglar, Security, Fire and Sound Systems Installation, Services Workers Compensation Insurance Security Guard and Detective Agency Workers Compensation (class code: 7721) Insurance Security Guard and Private Investigators Workers Compensation Insurance Security Guard Program Workers Compensation Insurance Workers Compensation Excess Insurance Workers Compensation Insurance

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Costanza Insurance Agency, Inc. has other insurance programs like General Liability Insurance .

Costanza Insurance Agency, Inc.