Crouse and Associates offers a robust Transportation Insurance program specifically designed for fleets operating regionally and nationally. This program is ideal for local to long-haul trucking operations, with a focus on accounts operating in the 11 Western States, including CA, AZ, WA, OR, NV, and more. For agents and brokers looking to place trucking risks, this program provides access to flexible coverage solutions through both admitted and non-admitted markets.
Our underwriting appetite starts at 5+ power units for trucking accounts in the Western U.S. and 10+ units for other states. Whether your client is hauling produce, building materials, or bulk liquids, we offer tailored solutions to help you meet their operational and regulatory needs.
Target Risks and Ideal Accounts
We work with a wide range of transportation classes, including but not limited to:
- General Commodities Haulers
- Bulk Liquid Transporters
- Flatbed Operators
- Pneumatic and Tanker Units
- Refrigerated (Refers) Freight
- Agricultural Haulers
- Containerized Freight Movers
- Building Materials and Equipment Haulers
Accounts transporting incidental hazardous consumer packaged goods are also considered.
If you have a client operating a 7-unit reefer fleet serving California and Nevada or a 12-unit flatbed operation hauling construction materials across the Pacific Northwest, this program is a strong fit.
Coverage Highlights
Our Transportation Insurance program offers a comprehensive suite of coverage options to help agents and brokers build the right package for their clients:
- Truck Liability
- Motor Truck Cargo
- Physical Damage
- Hired and Non-Owned Auto
- Occupational Accident
- Trailer Interchange
- Excess / Umbrella Liability
- General Liability
Underwriting Guidelines and Premiums
Minimum premiums vary depending on coverage selections, fleet size, and operating territory. Most available markets are non-admitted, allowing for flexible underwriting and pricing solutions for challenging or specialized risks. We work with a variety of carriers to match your clients with competitive and appropriate coverage options.
Territory and Availability
This program is available in the following states: Arizona, California, Colorado, Idaho, Montana, New Mexico, Nevada, Oregon, Texas, Utah, Washington, and Wyoming. For risks outside the Western U.S., we typically require 10 or more power units to consider placement.
Why Work With Crouse and Associates?
As a Managing General Agency and Excess & Surplus Lines Broker, Crouse and Associates brings deep expertise in the transportation sector. We offer agents access to multiple markets, responsive underwriting support, and the ability to place both standard and hard-to-place trucking accounts. Our team is committed to helping you find the right solutions for your clients quickly and efficiently.
Please contact us for more information on our Transportation Insurance program!
What types of accounts are a good fit for this program?
We target trucking operations with 5 or more units in the Western U.S. and 10 or more units elsewhere. Ideal risks include haulers of general commodities, bulk liquids, agricultural products, and construction materials.
Is this program available in all states?
No, the program is currently available in AZ, CA, CO, ID, MT, NM, NV, OR, TX, UT, WA, and WY.
What coverages are included in the Transportation Insurance program?
Coverages include Truck Liability, Motor Truck Cargo, Physical Damage, Hired/Non-Owned Auto, Occupational Accident, Trailer Interchange, Excess/Umbrella, and General Liability.
What is the minimum premium for this program?
Minimum premiums vary depending on the size and scope of the operation, as well as coverage selections and territory. Contact us for specific underwriting requirements.
Can you write accounts that include hazardous materials?
We can consider accounts hauling incidental hazardous consumer packaged goods. Heavier exposures may be outside our appetite.