Distinguished Programs Group
Contact Us
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Distinguished Programs Group
Contact Us
contact_phone Click to call
City Homes Insurance Program

The City Homes (CHIP) Program is a package product designed for small urban multi-family buildings in designated cities across the country. Urban areas and older joisted masonry buildings are this program’s "sweet spot."

We’ve built in lots of efficiencies to help you handle this business quickly and cost effectively.

Key advantages:

  • Competitively priced package policy that includes coverage for equipment breakdown
  • Replacement cost valuation to TIV + loss protection adjustment up to an additional 15%
  • 3 year policy term option
  • Easy to complete on-line application makes quoting fast and efficient
  • Electronic policy delivery
  • Automatic renewal process


  • Size: 1 – 30 units (up to 50 units in Chicago) sweet spot in all cities is 10 units and under and can include ground floor mercantile
  • Classes: condos, co-ops, brownstones, row housing and apartment buildings.
  • Construction: joisted masonry or better   
    • Brick veneer in Minneapolis & St. Paul, MN
    • Frame in San Francisco, CA, Seattle, WA, & Boston, MA (Condos only)
  • TIV to $6 million
  • Stories: 2 to 6

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Carriers:



1180 Ave of the Americas, 16th Floor
New York, NY 10036
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Distinguished Programs Group has other insurance programs like Affordable Housing Insurance .