Distinguished Programs Group
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Distinguished Programs Group
Contact Us
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Common Area Package Insurance Program (CAPP)

The Common Area Package Program is designed for associations responsible for the management and administration of common areas and shared amenities for:

  • Planned communities of single-family homes / townhouses
  • Commercial planned unit developments
  • Business parks.

Typical exposures for these types of risks include (but are not limited to) common clubhouses, pools / spas, sport courts, etc.

Key advantages:

  • All lines of business available within one application: GL, property, inland marine, crime, HNOA. *Auto, D&O and Umbrella are separate policies.
  • Low package minimums
  • Fast response and turnaround
  • Automatic renewal in most cases


  • This program is available in AZ, CA, CO, CT, GA, IL, IN, MO, NV, NM, NC, OH, OR, SC, TX, VA, and WA.
  • Associations must be single family homes without ownership of homes.
  • Office and business parks are eligible provided there is no retail exposure and no one building exceeds 150,000 square feet and no shared amenities.
  • Lakes, ponds, beaches and pools are eligible with restrictions on life safety.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Carriers:
  • Keyword Tags:



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Distinguished Programs Group has other insurance programs like Affordable Housing Insurance .