Distinguished Programs Group
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Distinguished Programs Group
Contact Us
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D&O Liability Insurance for Community Associations

This program is designed to protect not-for profit community association board members from lawsuits that result from actions or decisions made while they are serving. This is one of the most crucial policies a community association needs.

Established in 1999, this is one of Distinguished Programs’ flagship products. It is a top-of-the-line, stand-alone policy underwritten by a carrier with a high level of expertise and commitment to this line of business.

Key advantages:

  • First dollar defense
  • One step, online quoting and policy issuance
  • Defense outside the limit of liability
  • Defense for breach of third party contract
  • Broad definition of insured - includes those performing property management services
  • Softened "hammer" clause – 50 / 50
  • Simple application
  • Low minimum premium
  • Financials not necessary to bind


  • Homeowners associations (HOA)
  • Condominium associations (COA)
  • Cooperatives (CO-OP)
  • Planned unit developments (PUD)
  • Property owners associations (POA)
  • Time shares / intervals
  • Residential properties
  • Can include ground floor mercantile

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Carriers:



1180 Ave of the Americas, 16th Floor
New York, NY 10036
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Distinguished Programs Group has other insurance programs like Affordable Housing Insurance .