Distinguished Programs Group
Contact Us
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Distinguished Programs Group
Contact Us
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Real Estate Umbrella Liability Insurance

The program offers high liability limits at extremely competitive prices for a broad range of real estate risks. Formed by Distinguished Programs in 1987, it is the country’s first and longest running real estate umbrella liability purchasing group. Today our umbrella programs are among the largest in the country.

We also have lower limit companion umbrellas for some of our property and liability programs that are priced in accordance with those smaller risks.

Key advantages:

  • Limits from $1 million to $200 million
  • Easy application process
  • One step, online quoting and policy issuance
  • Automatic renewal process for most risks
  • Easy application process
  • Per location limits for each insured - follow form
  • No self insured retention
  • Sexual abuse & molestation - follow form
  • Directors & officers for condo & home owner associations including employment practices liability
  • Broad named insured endorsement


Residential and commercial buildings (LRO) including:

  • Condominiums
  • Cooperatives
  • Apartments / rentals
  • Townhouses
  • Homeowner associations
  • Planned unit developments (residential & commercial)
  • Affordable housing
  • Senior / independent housing
  • Student housing (must write primary)
  • Office buildings
  • Strip malls
  • Stand-alone retail properties
  • NFP office parks
  • General warehousing
  • Light industrial complexes
  • Schedules of real estate

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Carriers:



1180 Ave of the Americas, 16th Floor
New York, NY 10036
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Distinguished Programs Group has other insurance programs like Affordable Housing Insurance .