Distinguished Programs
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Distinguished Programs
Contact Us
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City Program - Multi-family, Condo and Landlord Insurance

Our City Multi-Family Insurance program addresses the needs of property owners with two to 100 units, including mixed-use, in designated cities. Easy, online submit-quote-bind makes it efficient and simple to get your clients covered.

Property owners in the urban environment have specific coverage needs. Ensure your city dwelling clients have the right coverage.

We’ve built in lots of efficiencies to help you handle this business quickly and cost effectively.

Key advantages:

  • Availability of Personal Lines forms for owner-occupied properties for contents coverage and additional liability coverage
  • NEW! Now permitting pools (subject to safety requirements)
  • Policy holders have access to vetted, qualified tradespeople via Sedgwick Repair Services
  • Competitively priced package policy that includes coverage for Equipment Breakdown, Back-up of Sewer and Drains, & Ordinance or Law A, B & C
  • Replacement Cost valuation
  • Electronic policy delivery
  • Easy-to-complete application on our on-line portal
  • Automatic renewal process


  • Size: 2-100 units, sweet spot is 2-15 units, $1M-$3M properties, and can include ground floor mercantile
  • Construction: joisted masonry or better; no age limit on building, subject to system upgrades
  • Brick veneer in Denver, CO; Minneapolis and St. Paul, MN
  • Frame in San Francisco, CA; Los Angeles, CA; Portland, OR; Seattle, WA; and Boston, MA (condos only)
  • Classes: apartment buildings, condos, co-ops, brownstones, mixed use
  • TIV up to $25M 

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Carriers:


Request a Quote Now!


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Distinguished Programs has other insurance programs like Builders Risk Insurance .