DMI Insurance Services, Inc.
Contact Us
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DMI Insurance Services, Inc.
Contact Us
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Automotive Program Specialists
DMI has specialized in writing garage packages for the Automotive Service Industry for over 30 years. Our Independent Auto Dealers and Auto Service Center programs continue to be the top programs offered in the marketplace. We understand the business and are geared to provide you with the coverages and servicing your insured demands.
In addition, we operate a full service claim division handling claims from the time a claim is first reported through salvage and subrogation.
Acord applications with a 2 page supplemental application (see our website) are accepted, however we do prefer our own application. Our services include the following:
  • Quick turnaround for quotes (24 hours in most instances)
  • Competitive Pricing
  • Custom tailored coverages available to match exposures
  • Brokers are assigned to a specific Underwriter
Eligible Businesses:
Independent Auto Dealers (Non-Franchised):
  • Wholesalers
  • Retailers
  • Dealers with Service or Repair for the public
  • Dealers with body work, minor collision repair, spray painting
Automotive Shops:
  • Air Conditioning Shops
  • Auto Repair Shops/General Auto Service
  • Auto Seat Cover, Tops & Upholstery Shops
  • Body and/or Paint Shops with a U. L. Approved spray booth
  • Brake Shops/Muffler Shops
  • Diagnostic Shops
  • Electrical Repair Shops
  • Frame Alignment Shops
  • Radiator Shops
  • Smog Control Centers/Tune-up Shops
  • Transmission Shops
Coverages Available:
  • Garage Liability up to $1,000,000 CSL
  • Hired & Non-owned auto
  • Drive other car coverage
  • Medical Payments – up to $5,000 per person
  • Federal Odometer Errors and Omissions
  • Title Errors and Omissions.
  • Truth-in-Lending Errors and Omissions.
  • Broad Form Products
  • Broadened Coverage – Garage (Includes Personal and Advertising Injury, Host Liquor Liability, Fire Legal Liability up to $50,000 any one fire, Incidental Medical Malpractice, Non-owned Watercraft)
  • Owner’s of Premises – Landlord protection
  • Commercial General Liability - Lessor’s Risk
  • Fire Legal Liability
  • Uninsured Motorists coverage
  • Underinsured Motorists coverage – where applicable
  • Personal Injury Protection – where applicable by law
  • Garagekeepers – Legal Liability and Direct Primary
  • Dealer’s Physical Damage: Dealer’s Open Lot / Dealer’s Blanket (limit restrictions vary by state)
  • Real & Business Personal Property
  • Business interruption (Business Income)
  • Sign coverage
  • Employee Tool coverage
  • Electronic Data Processing coverage (computer coverage)
  • Employee Dishonesty, Forgery and Alteration, Theft, Disappearance & Destruction of money
  • Equipment Breakdown (when property coverage is written)

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
  • Carriers:
  • Carrier Ratings:
    A.M. Best A rated
  • Commission:
  • Min Premium:


Request a Quote Now!



There are no locations attached to this storefront.


  • Applications
    Please complete appropriate application and fax to Andrew Rowe at 408-465-2405.


Agent/Broker must be currently licensed, maintain E & O coverage with a minimum limit of $1,000,000 and execute a broker contract. To access DMI’s standard market, Clarendon National, producers must achieve a minimum production level of $100,000. Complete application and fax back to Andrew Rowe at 408-465-2405.
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