Program Overview
Designed for businesses that operate in the automotive space, this program provides tailored workers’ compensation placement options for a broad range of auto industry operations. Whether your client runs a franchised dealership, an independent repair shop, a tire outlet, or a heavy-equipment dealership, Don R. Jensen & Company can help you access multiple carriers and flexible coverage solutions. We offer competitive underwriting and placement support to help you match the right market to each client’s risk profile.
Target Classes
We are actively seeking submissions for these auto industry business types:
- Franchised Car Dealers
- Used Car Dealers
- Auto Repair Shops
- Oil & Lube Shops
- Muffler Shops
- Tire Dealers
- Construction Equipment Dealers
- Agricultural Equipment Dealers
Coverage Highlights & Submission Requirements
Our workers’ compensation markets are selected for reliability and responsive claims service. We place both established businesses and certain new ventures depending on loss history, payroll mix, and other underwriting factors. To speed review, please include the following with every submission:
- Completed ACORD application (signed)
- Three years of currently valued loss runs
- Experience modification worksheet (if available)
Email submissions to [email protected]
Availability & Minimum Premium
This program is available in most states, including CA, TX, FL, NY, IL, and GA. Minimum premium generally starts at $5,000, subject to underwriting and carrier guidelines. Wherever possible we place with admitted markets; non-admitted options are available depending on the state and account characteristics.
Why Work With Don R. Jensen & Company
As a wholesale broker specializing in niche workers’ compensation placements, Don R. Jensen & Company provides deep underwriting relationships and practical placement experience across the auto industry. Agents benefit from access to multiple carrier options, underwriter advocacy, and placement guidance designed to close competitive submissions quickly.
Typical strengths for this program include:
- Multiple carrier access for competitive pricing and terms
- Experience placing both admitted and non-admitted solutions
- Responsive submission intake and underwriting support
Example fits: You might have a client who owns a 12-bay independent repair shop with a clean three-year loss history and a drivers’ exposure — this program can provide admitted coverage with a competitive minimum premium. Or you may be placing a multi-location tire dealer with varying payrolls where tailored loss control recommendations and carrier placement improve the client’s renewal outcome.
For more information about Don R. Jensen & Company and our workers’ compensation options for the auto industry, visit www.drjco.com or email submissions to [email protected].
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is well suited for franchised and used car dealerships, independent auto repair shops, tire dealers, and equipment dealers with standard to moderate exposures and stable loss histories.
What states is this workers' compensation program available in?
The program is available in most U.S. states, including CA, TX, FL, NY, IL, GA, and many others. Availability may vary by carrier and admitted market rules.
What is the minimum premium required?
Minimum premium generally starts at $5,000, but final minimums are determined by underwriting and the carrier selected.
What documents are required to submit an account?
Provide a completed ACORD application, three years of currently valued loss runs, and an experience modification worksheet when available to ensure a prompt review.
Can new ventures be considered?
Yes. New ventures may be eligible depending on payroll composition, risk controls, and other underwriting factors; include as much detail as possible with the submission.
Need help placing an account? Connect with a market specialist.