Ideal Accounts and Appetite
This program is ideal for educational institutions that:
- Send students, faculty, or staff abroad for academic or research purposes
- Operate or partner with foreign campuses or satellite locations
- Have employees or volunteers working in foreign countries
- Own or lease property or vehicles outside the United States
You might have a client that runs a semester-abroad program in Europe, or a university that owns housing and offices overseas—this program can help cover those risks under one coordinated package.
Coverage Highlights and Advantages
The Global Package Insurance program from EIS provides a broad set of protections to address international exposures, including:
Core Coverages:
- International Commercial General Liability
- International Property Coverage
- International Business Auto Liability and Physical Damage
- Kidnap, Ransom, and Extortion (KRE) Coverage and Consulting Services
- Medical and Travel Assistance Services
Employee Protections:
- Foreign Voluntary Workers’ Compensation
- Employer’s Liability
- Political Evacuation
- Accidental Death and Dismemberment (AD&D)
- Medical Repatriation
- Repatriation of Remains
These coverages are designed to protect your clients against medical emergencies, political instability, liability claims, and property losses while operating abroad.
Underwriting Notes and Minimum Premiums
Minimum premiums for this program vary based on the size and scope of the institution’s international exposure. EIS works with a range of carriers to tailor coverage to each account’s needs. Submissions should include details about the number of students/faculty abroad, foreign property, and duration of travel or assignments to ensure accurate quoting.
Territories and Availability
This program is available in most states, including AL, AK, AZ, AR, CA, CO, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, DC, WV, WI, and WY. Coverage is offered on a non-admitted basis in most cases, allowing for greater flexibility in program design.
Why Work With Education Insurance Services
As a Managing General Agency (MGA) with a dedicated focus on educational institutions, EIS understands the unique risks and compliance requirements these organizations face when operating internationally. Their specialized underwriting approach, access to multiple carrier partners, and experience in the education sector make them a valuable resource for agents placing complex international accounts.
If you have clients in the education sector with foreign operations, study-abroad programs, or overseas campuses, EIS can help you provide the right protection under one streamlined package.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for schools, colleges, and universities that send students or staff abroad or operate campuses in foreign countries.
Can this program cover short-term study abroad trips?
Yes, the program is well-suited for both short-term and long-term international academic programs, including semester-abroad and faculty exchanges.
What information is needed to get a quote?
Underwriters typically need details on the number of individuals traveling, destinations, duration of travel, foreign property ownership, and scope of international activities.
Is coverage available in all states?
Coverage is available in most states across the U.S. Contact EIS for specifics regarding availability in your client’s state.
Does the program include emergency evacuation or repatriation?
Yes, the program includes political evacuation, medical repatriation, and repatriation of remains as part of its employee protection coverages.
Need help placing an account? Connect with a market specialist.