Overview of the Program From Environmental Insurance Agency
EIA is a dedicated underwriter for both underground and above-ground storage tanks. With focused underwriting expertise and a streamlined placement process, our Storage Tank Pollution Insurance program helps insureds manage environmental liability tied to storage tanks and, when applicable, meet financial responsibility requirements. We design policies to address real-world tank exposures and to simplify placement for brokers and agents.
Ideal Accounts and Appetite
This program is well suited for insureds who own, operate, or manage underground or above-ground storage tanks. Typical account classes include gas stations, bulk storage terminals, marinas, industrial facilities, agricultural operations, and commercial properties with on-site fuel or chemical storage. We are most competitive on accounts where tanks are scheduled at fixed locations and the site has a clean or well-documented history.
Examples of good-fit accounts:
- A convenience store with multiple underground fuel tanks and routine monitoring records
- An agricultural supply company storing diesel and other fuels in above-ground tanks
- A small industrial facility with on-site tanks for process oils or waste oils
Coverage Highlights and Advantages
This is a claims-made policy offering comprehensive pollution liability protection for tank-related releases. Key coverage features include:
- Onsite and offsite cleanup costs, including remediation and monitoring
- Third-party bodily injury and property damage liability
- Coverage for tanks scheduled at listed locations only
- Can be structured to meet U.S. EPA financial responsibility requirements where applicable
- Coverage applies to incidents occurring after the policy’s retroactive date
Our underwriters understand tank-specific exposures and underwriting considerations, which allows for pragmatic coverage decisions and timely quotes for well-documented risks.
Underwriting Notes and Minimum Premiums
We do not publish a fixed minimum premium; pricing is competitive and depends on tank type, age, construction, location, and site history. Clean, complete submissions with detailed tank schedules and site information receive priority handling and the fastest turnaround. Required submission items typically include tank schedules, site maps, construction/age details, prior loss history, and any environmental reports or testing results.
Territories and Availability
This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted coverage is available in select states; availability and admitted status will be confirmed during quoting.
Why Work With Environmental Insurance Agency
As the Program Administrator for American Safety Indemnity Company’s tank program, EIA brings deep, tank-focused underwriting expertise and a placement process built for speed and accuracy. Brokers benefit from our specialized knowledge of tank exposures, our responsiveness on quotes and endorsements, and our ability to tailor coverage for financial responsibility needs. We focus on practical, marketable solutions that help you place and renew tank business with confidence.