Empire Underwriters, LLC
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Empire Underwriters, LLC
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Artisan Contractors General Liability Insurance

Artisan Contractors can have a wide range of General Liability Insurance needs, depending on the industry and stage at which the job is at. Your clients are looking for affordable Artisan Contractors General Liability Insurance plans that are also flexible for their business model.

Empire has developed a comprehensive set of solutions designed specifically for artisan contractors and their unique business needs. We offer General Liability to over 200 different contractor classes, so we deffinately have you and your clients covered.

Please contact us at 800-758-8113 to speak to our experienced brokers about your Artisan Contractors General Liability Insurance accounts.


Insurance and risk management services for small- to medium-size artisan and specialty trade contractors engaged in residential and/or commercial construction. The program is open to contractors that are involved in new construction, remodeling and tenant improvements, including new residential home building.

Market Focus:

Artisan Contractors General Liability program focused on small to medium artisan contractors with less than $1,000,000 annual payroll.

Eligible Risks:

  • New construction on residential & commercial projects, including new single family homes.
  • Repair or remodeling of residential & commercial projects.
  • 75% or more of the exposure in approved class codes.

Ineligible Risks:

  • New construction of condominiums, condominiums conversions & townhouses (some exceptions).
  • Any structures/work greater than 3 stories (some exceptions).
  • Risks with exposure to process piping, blasting, landfills, tunneling, “emergency systems,” public utilities, and other similar extra hazardous exposures.

Coverages Available:

  • Blanket Additional Insured
  • Waiver of Subrogation
  • Primary and Non-Contributory
  • Per Project Aggregate
  • Subsidence (with limitations)
  • Prior Projects (with limitations)

Submission Requirements:

  • ACORD Applications
  • Currently valued loss runs - 3 to 5 years
  • Supplemental Application
  • Pollution - Project Specific Application

Sampling of Classes:

  • General Contractor (New Residential)
  • General Contractor (New Commercial)
  • Remodel Contractor (Residential)
  • Remodel Contractor (Commercial)
  • Air Conditioning System Installation
  • Appliance and Accessories Installation
  • Carpentry (Framing)
  • Carpentry (Interior/Woodwork/Shop)
  • Carpet Cleaning
  • Cleaning (Outside Building)
  • Concrete (Flat)
  • Debris Removal
  • Door & Window Installation
  • Drilling
  • Drywall
  • Electrical
  • Equipment Rental (with operator)
  • Excavation
  • Fencing
  • Floor Covering Installation
  • Garage Door Installation
  • Glass Installation/Glazing
  • Grading
  • Gunnite Pool Plaster
  • Handyman/NOC Labor
  • HVAC
  • Insulation
  • Janitorial
  • Landscape
  • Masonry
  • Metal Erection (Decorative)
  • Metal Erection (Structural)
  • Painting (Interior)
  • Painting (Exterior)
  • Plastering/Stucco
  • Plumbing (Residential)
  • Plumbing (Commercial)
  • Roofing (New Residential)
  • Roofing (New Commercial)
  • Roofing (Residential Repair)
  • Roofing (Commercial Repair)
  • Sandblasting
  • Septic Tank (Service, Repair, Installation)
  • Sewer Mains
  • Sheet Metal
  • Siding and Decking
  • Street/Road Paving (Commercial)
  • Swimming Pool Cleaning
  • Swimming Pool Installation
  • Tile and Marble Installation
  • Tree Trimmer
  • Welding

Do you need a Artisan Contractors General Liability Insurance Quote?

Send an email to quotes@empireunderwriters.com with your coverage needs or call 813-448-9300 to speak to an underwriter immediately.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    As high As A-XV Rated Carriers
  • Commission:
  • Min Premium:


Request a Quote Now!



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Empire Underwriters, LLC has other insurance programs like “Tough” or Difficult to Place Risks Program.