Empire Underwriters, LLC
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Empire Underwriters, LLC
Contact Us
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Contractor General Liability & Property Insurance Package – AXV

Small contractors are constantly looking to save money where they can. They also want to protect their company as well as it assets from accidents that could cause financial pitfalls. Empire has a comprehensive solution to better help you clients protect their company’s.

Empire has put together a Contractors Property and General Liability Insurance package program to help combine programs and save your clients money. Also, with this new program Empire has the ability quote, bind, and issue new accounts in house, this will allow you to help your clients quickly and more reliably.

Please contact us at 800-758-8113 to speak to our experienced brokers about your Contractor Property and General Liability Insurance accounts.

Program Highlights:

  • $1,000,000 / $2,000,000 CGL Limits ISO Form Standalone or With Package*
  • Excess Liability up to $5,000,000 AVAILABLE
  • In -House Authority PROPERTY* UP TO $1,500,000 TOTAL VALUE ANY ONE LOCATION
  • Higher Property Values to $25,000,000 Submit - Fast Approval

*Property Coverage for Building, Business Property, Contractors Equipment, Business Income and/or Extra Expense

Program Features:

  • A.M. Best Rated AXV Carrier
  • $500 Minimum Premium
  • $500 Minimum Deductible
  • ISO Form GL

Target Contractor Classes: (Not a Complete List)

  • Appliance Installation
  • Carpentry
  • Concrete & Asphalt
  • Developer - Builder
  • Dirt Work
  • Drywallers
  • Electricians
  • Excavation
  • General Contractors
  • HVAC
  • Landscaper
  • Metal Erectors
  • Masonry
  • Painters
  • Paving
  • Pipeline
  • Plumbers
  • Pool Contractors
  • Road & Bridge Contractors
  • Roofing Contractors
  • Septic Tank Cleaners
  • Sewer Contractors
  • Sheet Metal
  • Sign Erectors

Property: Basic Form Coverage and Broad Form Coverage Available

Extensions Available: Outdoor Signs, Lock Replacement, Fire Extinguishing System Expense, Sewer Backup, Employee Dishonesty, Money & Securities, Food Spoilage, Forgery Alteration.

Submission Requirements:

  • Acord 125 and 126 for GL
  • Acords for Property / Equipment when Applicable
  • Must Have 3 Years Loss Runs
  • Supplemental

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    As high As A-XV Rated Carriers
  • Commission:
  • Min Premium:


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Empire Underwriters, LLC has other insurance programs like “Tough” or Difficult to Place Risks Program.