Concert Insurance Program from Entertainment Pro Insurance
Entertainment Pro Insurance offers a dedicated Concert Insurance program tailored for single events and multi-date tours. As a wholesale broker with access to multiple carriers, we place coverage that fits a wide range of live-music exposures — from small club shows to large outdoor concerts and touring productions. Our underwriting team focuses on practical, event-specific solutions so you can secure responsive quotes and timely bindable options for your clients.
Ideal Accounts and Appetite
This program is a fit when your insured is involved in:
- Single concerts or multi-date tours
- Indoor or outdoor music events
- General admission, reserved seating, or festival formats
- Concert promoters, venue operators, production companies, and event producers
Typical fits include a regional promoter producing a weekend outdoor festival, a venue hosting a multi-act concert series, or a band organizing a year-long tour. Accounts with high-risk exposures (significant pyrotechnics, unusually large crowd sizes without appropriate security plans, or unlicensed high-risk amusement devices) may require additional underwriting review or specialty placement.
Coverage Highlights and Advantages
We offer flexible policy forms to match event scope:
- Single Event Policy – For events up to 90 days. Available coverages include general liability, liquor liability, automobile liability, physical damage, third-party property damage, rented and owned equipment protection, props, sets, and wardrobe, event cancellation, participant and spectator medical payments, and employee compensation where applicable.
- Annual Event Policy – For promoters or producers running multiple events or long-running productions. Includes the same core coverages as the Single Event form but covers multiple dates under one policy term for administrative convenience.
These options help protect your clients from lawsuits, equipment losses, and production interruptions that can threaten event revenue and reputation.
Underwriting Notes and Minimum Premiums
Underwriting considers event type, duration, expected attendance, ticketing model, security plans, alcohol service, artist contracts, and rented equipment exposures. Minimum premiums vary by event profile and state; our underwriters evaluate each submission to recommend the appropriate coverages and limits. Provide detailed event schedules, site maps, artist/contractor lists, and security and alcohol-service plans to expedite placement.
Territories and Availability
Entertainment Pro Insurance writes Concert Insurance nationwide. We are available in all 50 states and the District of Columbia, so you can place business for clients across the country.
Why Work With Entertainment Pro Insurance?
As a specialty wholesale broker, Entertainment Pro Insurance combines entertainment-industry experience with access to multiple markets. Our team knows the production process and common event exposures, which helps us tailor submissions, negotiate appropriate coverages, and move quickly to bind coverage when time is tight. We handle concert, music-tour, theatrical, and special-events risks and can help you find admitted and non-admitted options as needed.
For more information about Concert Insurance in your state, please call:
Sharon Emmons, Owner
Entertainment Pro Insurance
9645 Padre Peak Court
Las Vegas, NV 89178
(702) 639-3997 - Phone
(702) 639-3994 - Fax
Motion Picture, Television, Theatrical, Music, Broadcasting
and Special Events
Frequently Asked Questions
What types of accounts are a good fit for this concert insurance program?
This program is ideal for concert promoters, event organizers, touring bands, and venue operators hosting single or multiple music events.
Does the program cover both indoor and outdoor concerts?
Yes. Coverage is available for both indoor and outdoor concerts, subject to underwriting review based on event details such as site layout, expected attendance, and security plans.
Is there a difference between the Single Event and Annual Event policies?
Yes. The Single Event policy covers events up to 90 days. The Annual Event policy is intended for multiple events or long-running productions and consolidates several dates under one policy term.
Can this insurance program cover rented equipment and props?
Yes. Policies can include protection for rented and owned equipment, sets, props, and wardrobe, subject to the limits and terms agreed at binding.
In which states is this program available?
This program is available in all 50 states and the District of Columbia.
Need help placing an account? Connect with a market specialist.