Overview of the Event Cancellation and Non-Appearance Program
Entertainment Pro Insurance offers an Event Cancellation and Non-Appearance Insurance program to protect your clients when unexpected events disrupt scheduled productions or live performances. Whether the exposure arises from a concert tour, film shoot, festival, corporate event, or a one-off appearance, this coverage helps cover financial loss from cancellation, postponement, abandonment, or the non-appearance of key individuals due to illness, injury, travel delays, or other covered perils.
This program is built for agents working with entertainment and events accounts who need dependable contingency coverage placed through a knowledgeable wholesale partner.
Ideal Accounts and Appetite
We place a broad range of entertainment- and event-related risks, including:
- Concerts, tours, and music festivals
- Film and television productions (short- and long-form)
- Theatrical productions and stage shows
- Corporate events, trade shows, and conventions
- Celebrity appearances, speakers, and private engagements
Typical fits are events where cancellation or a key person’s non-appearance would create significant financial exposure. We can often accommodate single-event placements as well as multi-date tours and ongoing productions. Accounts with very high reputational risks, substantial uninsured contractual penalties, or highly unusual perils should be submitted for prior discussion.
Coverage Highlights and Advantages
Key coverages and features include:
- Cancellation, postponement, or interruption due to weather, venue issues, or force majeure
- Non-appearance coverage for scheduled performers, speakers, or essential personnel due to covered causes
- Extra expenses reasonably incurred to avoid or minimize a loss
- Reimbursement for lost revenue or unrecoverable costs tied to the event
Policies are customizable to reflect event size, budget, and the contractual structure between promoters, talent, and venues.
Underwriting Notes and Minimum Premiums
Minimum premiums and terms vary by event type, location, and exposure. As a wholesale broker, Entertainment Pro Insurance works with multiple carrier partners to find the best-fit solution for each account. For a faster, more accurate quote, submit complete event details including dates, venue, budget or gross potential, key personnel and contracts, and any force majeure language or cancellation provisions.
We understand time-sensitive placements; responsive underwriting and quick turnaround are strengths of the program.
Territories and Availability
This program is available on a non-admitted basis in all 50 states and Washington, D.C. We handle nationwide placements for both single events and ongoing productions and work with agents across the country.
Why Work With Entertainment Pro Insurance?
Entertainment Pro Insurance brings specialized industry knowledge and a track record placing contingency risks for the entertainment sector. Our market relationships, flexible underwriting approach, and responsive service help you secure tailored coverage for clients producing major tours, independent films, festivals, corporate shows, and celebrity appearances. We provide guidance on structuring limits, sub-limits, and appropriate endorsements to align with your clients’ contractual obligations and risk tolerance.
Example scenarios:
- You have a client promoting a multi-city concert tour worried about revenue loss if a headliner cancels due to illness — this program can be structured to protect tour guarantees and sunk promotion costs.
- A production company scheduling a week-long shoot faces weather and travel risks; you can place a policy covering postponement costs and key-person non-appearance that would otherwise derail the schedule.
For more information about Event Cancellation/Non-Appearance in your state, please contact:
Sharon Emmons, Owner
Entertainment Pro Insurance
9645 Padre Peak Court
Las Vegas, NV 89178
(702) 639-3997 - Phone
(702) 639-3994 - Fax
Frequently Asked Questions
What types of accounts are a good fit for this program?
We write music tours, concerts, film shoots, theatrical productions, festivals, conventions, and any event where cancellation or a key person’s absence could cause substantial financial loss.
What does Event Cancellation and Non-Appearance Insurance typically cover?
It covers financial losses from event cancellation, postponement, or the non-appearance of key talent due to covered perils such as illness, travel delays, or weather-related disruptions.
Is this coverage available nationwide?
Yes. This program is available on a non-admitted basis in all 50 states and Washington, D.C.
What information is needed to get a quote?
Provide event dates, location, projected budget or gross potential, event type, key personnel, and any contractual obligations tied to performance or appearance. Contracts and force majeure language are helpful for underwriting.
Can this coverage be written for one-time events or ongoing productions?
Yes. We can place coverage for single-day events, multi-day festivals, multi-city tours, and longer production schedules depending on the client’s needs.
Need help placing an account? Connect with a market specialist.