Special Event Insurance

Overview of the Program From Entertainment Pro Insurance

Entertainment Pro Insurance specializes in insuring the entertainment and events industry across the United States. Our Special Event Insurance program is designed to provide flexible and comprehensive coverage options for a broad spectrum of events—whether they occur once or recur annually. With access to multiple carriers and both admitted and non-admitted markets, we offer tailored solutions to meet the unique risks associated with live events, gatherings, and performances of all types.

Ideal Accounts and Appetite

This program is ideal for a wide range of special events, including but not limited to:

• Weddings, anniversaries, and birthday parties
• Music concerts, dance recitals, and theatrical performances
• Trade shows, business expos, and conferences
• Festivals, fairs, and holiday events
• Sporting events, tournaments, and fitness classes
• Community gatherings such as fundraisers, parades, and reunions

Events with or without alcohol, indoor or outdoor venues, and both ticketed and non-ticketed events can be considered. We have a broad appetite, including niche or hard-to-place risks.

Example: You might have a client organizing a weekend-long cultural festival with live music, food vendors, and a parade. Or a corporate customer hosting a holiday party with alcohol service. These are both well within our underwriting scope.

Coverage Highlights and Advantages

We offer coverage on both a per-event and annual basis, depending on the insured’s needs. Policies can include:

• General Liability – protects against third-party bodily injury and property damage
• Liquor Liability – available when alcohol is served
• Equipment Coverage – for rented or owned gear used at the event
• Cancellation Coverage – helps recover costs if the event must be canceled for covered reasons
• Additional Insureds – venues and sponsors can be added easily

Our underwriting team understands the nuances of entertainment and event risks, enabling fast, knowledgeable responses for even complex accounts.

Underwriting Notes and Minimum Premiums

Minimum premiums vary by event type, size, and duration. We evaluate each submission individually to deliver competitive pricing and coverage fit. Agents should provide a full description of the event, estimated attendance, dates, venue details, and whether alcohol will be present for fastest turnaround.

Territories and Availability

This program is available in all 50 states plus Washington, D.C. We write on both admitted and non-admitted paper, depending on the risk and jurisdiction.

Why Work With Entertainment Pro Insurance

As a wholesale broker with deep roots in the entertainment industry, Entertainment Pro Insurance brings unmatched expertise to special event coverage. We understand the time-sensitive nature of these risks and work hard to provide fast quotes, broad access to markets, and responsive service. Whether your client is hosting a one-day charity event or a multi-week music tour, our team is ready to help you place the business with confidence.

We also offer coverage for related segments such as motion picture production, broadcasting, and live performance, allowing you to place multiple entertainment-related risks through a single source.