Overview of the Program from Entertainment Pro Insurance
Entertainment Pro Insurance offers a specialized Third Party Property Damage Insurance (TPPD) program tailored to the entertainment industry. Whether you need coverage for an independent film, television production, commercial shoot, music video, or live event, our TPPD protects insureds for accidental damage or destruction of third-party property while that property is under their care, custody, or control during a declared production.
Ideal Accounts and Appetite
This program is a strong fit for:
- Film and television production companies
- Commercial and music video shoots
- Theatrical productions and live performances
- Broadcasting studios and media companies
- Special event organizers
If your client uses rented or borrowed locations, props, vehicles, set dressing, or staging equipment, TPPD helps manage the financial exposure when those third-party items are damaged or rendered unusable. Typical accounts we write have clear production schedules, documented chain-of-custody for rented items, and basic on-set risk controls.
Example: You might have a client shooting on location who accidentally damages a rented storefront. TPPD can respond to repair costs and loss-of-use claims from the property owner, reducing the chance that the production bears the entire out-of-pocket loss.
Coverage Highlights and Advantages
Third Party Property Damage (TPPD) coverage through Entertainment Pro Insurance typically includes:
- Payment for physical damage to property owned by others
- Loss of use and consequential loss claims by property owners
- Coverage tailored to the declared production period
- Protection for third-party property while in the insured’s care, custody, or control
TPPD is intended to complement general liability and production package policies, filling gaps when the insured is directly responsible for third-party property during production activities.
Underwriting Notes and Minimum Premiums
Underwriting considerations include:
- Type and size of the production (film, episodic TV, commercials, live event)
- Production duration, schedule, and filming locations
- Value and type of third-party property (locations, vehicles, props, specialty equipment)
- Documented risk management and safety protocols on set
Minimum premiums vary by carrier, production type, and exposures; Entertainment Pro Insurance works with multiple markets to place risks on either admitted or non-admitted paper as appropriate for the account.
Territories and Availability
This TPPD program is available nationwide — all 50 states and Washington, DC. We place business across major production hubs including California, New York, Georgia, Texas and other states with significant entertainment activity.
Why Work With Entertainment Pro Insurance
Entertainment Pro Insurance is a national wholesale broker focused exclusively on entertainment and media risks. Our underwriters and market contacts understand motion picture, television, music, theatrical, broadcasting, and special event exposures, and we leverage that knowledge to help agents place complex production risks quickly and efficiently.
Our strengths include:
- Access to multiple admitted and non-admitted carriers experienced with entertainment risks
- Decades of industry-specific underwriting and claims understanding
- Flexible placement options for short-term and longer productions
- Support for related coverages such as equipment, production extra expense, and negative/footage insurance
Contact us to discuss how this TPPD program can be used on your next production placement.
For more information about Third Party Property Damage (TPPD) Insurance in your state, please call:
Sharon Emmons, Owner
Entertainment Pro Insurance
9645 Padre Peak Court
Las Vegas, NV 89178
(702) 639-3997 - Phone
(702) 639-3994 - Fax
Motion Picture, Television, Theatrical, Music, Broadcasting
and Special Events
Frequently Asked Questions
What types of accounts are a good fit for this TPPD program?
This program is ideal for production companies and event producers that handle rented or borrowed property during shoots or performances, including film, television, commercials, live events, and music videos.
What does Third Party Property Damage Insurance cover?
It covers physical damage to third-party property and loss of use while that property is in the insured’s care, custody, or control during the declared production period.
Is this program available in all states?
Yes. Entertainment Pro Insurance places TPPD nationwide, including all 50 states and Washington, DC, using admitted and non-admitted markets as appropriate.
What information is needed to get a quote?
Provide production details (type, duration, locations), a list of third-party property to be used, and any on-set risk controls. These details help underwriters assess exposures and provide accurate terms.
Is this program available on an admitted or non-admitted basis?
Entertainment Pro Insurance can access both admitted and non-admitted carriers depending on the state and the account’s characteristics.
Need help placing an account? Connect with a market specialist.