Overview of the Program From Entertainment Pro Insurance
Props, Sets and Wardrobe Insurance (PSW) from Entertainment Pro Insurance is a specialty program created for entertainment professionals who depend on high-value physical assets to produce content and live events. The program provides all-risk protection for props, sets, costumes, scenery and similar property—whether owned or rented—during an officially declared production period. Coverage includes physical loss, damage, or destruction and can include loss-of-use protection for rental companies.
Ideal Accounts and Appetite
This program fits agents placing accounts for:
- Motion picture and television productions
- Theatrical and stage performances
- Commercials, music videos, and digital content shoots
- Touring shows, concerts and special events
Typical appetites include single-production placements and short runs as well as longer tours or multi-episode shoots. Accounts that rely on custom-built sets, high-value props, or elaborate period wardrobe are strong candidates. Limited appetite exists for accounts with persistent, uncontrolled storage exposures or uninsurable perils—underwriters will review on a case-by-case basis.
Coverage Highlights and Advantages
- All-risk coverage for props, sets, costumes and scenery
- Coverage for both owned and rented property
- Loss of use coverage available for rental companies
- Applies for declared production periods (short-term or extended)
- Access to multiple carrier partners for flexible underwriting
The PSW policy can be issued as a standalone contract or included in a broader entertainment package alongside Rented & Owned Equipment, Extra Expense and Third Party Property Damage coverages.
Underwriting Notes and Minimum Premiums
Underwriting considers the value and nature of the property, the production schedule, storage and transit arrangements, and rental agreements where applicable. Minimum premiums vary by production size, duration and total insured values. Entertainment Pro Insurance leverages multiple carrier relationships—admitted and non-admitted placements are available where appropriate—to tailor terms and pricing to each account.
Territories and Availability
This program is available nationwide, including all 50 states and Washington, D.C. Whether your client is shooting in New York, staging in California, or touring across multiple states, Entertainment Pro Insurance can place coverage where the production operates.
Why Work With Entertainment Pro Insurance
Entertainment Pro Insurance is a specialty wholesale broker with deep experience in entertainment sector risks. Their team understands the operational realities of productions and live events and provides responsive underwriting submissions, flexible placement options, and access to multiple markets. That expertise helps agents secure appropriate limits and terms for complex or high-value schedules of props, sets and wardrobe.
For more information about Props, Sets and Wardrobe Coverage (PSW) in your state, please contact:
Sharon Emmons, Owner
Entertainment Pro Insurance
9645 Padre Peak Court
Las Vegas, NV 89178
(702) 639-3997 - Phone
(702) 639-3994 - Fax
Motion Picture, Television, Theatrical, Music, Broadcasting
and Special Events
Frequently Asked Questions
What types of accounts are a good fit for the PSW program?
This program is well suited for film, television, theatrical and event production companies that own or rent props, sets and wardrobe items.
Can this coverage be written for short-term productions?
Yes. Coverage can be tailored for short-term or single-production needs, including commercials, music videos and other one-off shoots.
Is there coverage for rented property as well as owned?
Yes. The PSW program covers both owned and rented property and can include loss-of-use for rental companies when required.
What information is needed to obtain a quote?
Underwriters typically request basic production details, the schedule and declared production period, an itemized property schedule or estimated values, and any rental agreements or storage/transport arrangements.
Is this program available in all states?
Yes. Entertainment Pro Insurance offers PSW coverage nationwide, including all 50 states and Washington, D.C.
Need help placing an account? Connect with a market specialist.