Crime Insurance Program from ExecutivePerils, Inc.
ExecutivePerils, Inc. offers a comprehensive Crime Insurance program designed to help agents and brokers place coverage for clients exposed to financial loss due to dishonest acts. With access to various top-rated carriers and a non-admitted platform, this program is ideal for businesses seeking tailored crime coverage solutions that go beyond the basics.
Ideal Accounts and Appetite
This program is built to serve a wide range of commercial clients, including but not limited to:
- Professional services firms
- Nonprofits and charitable organizations
- Financial institutions
- Retailers and wholesalers
- Manufacturers and distributors
Whether your client is a regional accounting firm worried about internal fraud or a nonprofit concerned about third-party theft, ExecutivePerils, Inc. can help you secure a competitive crime policy tailored to their operations.
Coverage Highlights and Advantages
The Crime Insurance program includes the five core crime coverages commonly expected in the market:
- Employee Dishonesty
- Forgery or Alteration
- Theft, Disappearance, and Destruction
- Computer Fraud
- Wire Fraud
In addition to these standard protections, the program can offer enhanced features such as:
- Full Discovery clause
- Third-Party Crime Coverage (ideal for staffing firms and service providers)
- Coverage for the entire cost of investigations
- Worldwide territory coverage – ideal for global operations
These flexible options allow you to address specific exposures and tailor limits and terms to match your client’s risk profile.
Underwriting Notes
Each submission is underwritten individually, allowing ExecutivePerils to craft customized solutions. Key underwriting considerations include:
- Nature and size of the business
- Internal controls and audit procedures
- Past claims or loss history
- Number of employees and geographic footprint
There is no published minimum premium, which allows flexibility depending on the risk and coverage structure. This makes the program accessible for both smaller enterprises and larger, more complex accounts.
Territories and Availability
This program is available on a non-admitted basis in most U.S. states, including but not limited to CA, TX, NY, FL, IL, and GA. Coverage can be placed in all 50 states plus Washington, D.C., offering broad geographic access for your clients.
Why Work With ExecutivePerils, Inc.?
ExecutivePerils, Inc. is a specialized wholesale brokerage with deep expertise in financial lines and management liability products. Their access to numerous top-tier carriers and responsive underwriting team ensures fast turnaround and smart solutions for even the most challenging crime risks.
If you’re working with a client concerned about embezzlement, data breaches involving financial theft, or losses due to social engineering fraud, this program offers the flexibility and protection they need. You can rely on ExecutivePerils, Inc. to help you deliver tailored, reliable crime coverage backed by knowledgeable service and market access.
Frequently Asked Questions
What types of accounts are a good fit for this Crime Insurance program?
This program is well-suited for professional services firms, nonprofits, retailers, financial institutions, and manufacturers with exposure to internal or external fraud risks.
Can this program provide coverage for third-party crime exposures?
Yes, third-party crime coverage is available and is especially useful for clients such as staffing agencies and service contractors who are responsible for employees at client sites.
Is there a minimum premium requirement for submissions?
There is no set minimum premium, allowing flexibility based on the size and complexity of the risk.
What enhancements are available beyond the standard crime coverages?
Optional enhancements include full discovery clauses, worldwide territory coverage, and coverage for the full cost of investigative expenses.
In which states is this program available?
This program is available in all 50 states and Washington, D.C., on a non-admitted basis through numerous carrier partners.
Need help placing an account? Connect with a market specialist.