Ideal Accounts and Program Appetite
This program is ideal for a wide range of firearms-related facilities, including:
- Indoor shooting ranges
- Outdoor gun ranges
- Combination ranges with retail or training components
- Ranges that offer firearm rentals or instruction
Accounts with strong safety protocols, employee training, and range supervision are preferred. Facilities with poor maintenance records or minimal risk management practices may not qualify.
Coverage Highlights and Advantages
Great Southern Agency understands the exposures faced by gun range operators and offers robust protection through the following coverages:
- Property – Limits up to $20,000,000 per location; protects buildings, equipment, and inventory.
- General Liability – Coverage up to $1,000,000 per occurrence / $2,000,000 aggregate for bodily injury and property damage.
- Professional Liability – Protection for firearm instructors and range personnel.
- Umbrella – Limits up to $5,000,000 for added liability protection.
- Cyber Liability – Covers data breaches and cyber-attacks affecting customer or business information.
- EPLI (Employment Practices Liability) – Protection against employee-related claims.
- Inland Marine – Coverage for mobile equipment and tools.
- Employee Benefits Liability – Covers errors in the administration of employee benefit plans.
All policies are written on a non-admitted basis, allowing for flexibility in underwriting and coverage customization.
Underwriting Notes
The program is underwritten by a team that understands the regulatory and operational complexities of gun ranges. While minimum premium requirements vary based on risk characteristics, the program is built to accommodate a wide range of facility sizes and operations.
You might have a client who recently expanded their indoor facility to include firearm rentals and tactical training classes. This program is well-suited to address their growing liability exposures and property risks.
Territories and Availability
This program is available in most states, including but not limited to: TX, FL, GA, PA, NC, OH, AZ, CO, and WA. Coverage is offered in all states except AK, CA, HI, and NY. Please contact the Great Southern Agency team for state-specific eligibility and underwriting requirements.
Why Work With Great Southern Agency?
Great Southern Agency is a highly focused program administrator with deep expertise in the firearms and shooting sports industry. Their team provides responsive service, knowledgeable underwriting, and tailored solutions for this niche market. You’ll benefit from working with professionals who understand the risks and know how to structure effective coverage for your gun range clients.
To learn more or to submit a risk, call 877-451-0669 or email [email protected].
For additional coverage details, visit: https://firearmsins.com/coverage/
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for indoor and outdoor gun ranges, especially those with training classes, firearm rentals, or retail operations.
Is this program available in my state?
The program is available in most U.S. states. Contact Great Southern Agency to confirm eligibility in your specific state.
Are firearm instructors covered under this program?
Yes, professional liability coverage is available for firearm instructors and training personnel operating at the range.
What is the maximum property limit available?
The program offers property coverage limits up to $20 million per location, subject to underwriting.
Is this program written on an admitted basis?
No, this is a non-admitted program, allowing for more customized solutions and flexibility in underwriting.
Need help placing an account? Connect with a market specialist.