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First Choice Insurance Intermediaries, Inc.
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First Choice Insurance Intermediaries, Inc.
Contact Us
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Commercial General Liability

Quote & Issue Commercial General Liability in Your Office 24/7


First Choice Insurance Intermediaries, Inc. offers a streamlined Commercial General Liability (CGL) program built for independent agents who need fast placement for small commercial accounts. Our online platform lets you quote and issue policies in about 20 minutes — anytime, from your office — with access to multiple markets, including admitted options where available.

This CGL program focuses on speed-to-market, competitive pricing, and broad coverage for start-ups and small businesses in retail, services, consulting, and contracting sectors. With responsive underwriting and a U.S.-based service center, First Choice makes it easy for agents to bind coverage, deliver documentation, and grow their small commercial book.

Ideal Accounts and Target Classes

We write more than 200 classes of business. Commonly placed industries include: • Architects and Engineers
• Artisan Contractors
• Consultants
• Creative and Design Professionals
• Financial Services
• Health and Beauty Providers
• Fitness Facilities
• Janitorial Services
• Landscaping Companies
• Legal Professionals
• Marketing and PR Firms
• Miscellaneous Business Services
• Real Estate Professionals
• Retail Stores
• Technology Firms For a full list of acceptable classes, please refer to our Appetite Guide.

You might have a client who runs a small web design agency, a neighborhood landscaping company, or a newly formed consulting practice — these are the types of accounts that typically fit well within our appetite.

Coverage Highlights and Key Endorsements

Our CGL program provides broad protection for common small-business exposures, including: • Bodily Injury
• Property Damage to Third Parties
• Personal and Advertising Injury
• Electronic Data Liability
• Medical Expenses
• Defense Costs
• Employee and Temporary Staff Actions
• Supplemental Payments Valuable endorsements available include:

Primary and Noncontributory Endorsement: Ensures the CGL policy responds first without contribution from other carriers.

Business Personal Property (BPP) Added to CGL: Extends coverage for business personal property on-premises and provides up to $25,000 for off-premises items such as laptops and tools.

Policy Issuance and Servicing

Policies are issued and emailed instantly upon binding. Certificates of insurance (COIs) and endorsements are managed by the carrier’s U.S.-based service center. Policies are set to auto-renew, helping you retain clients and ongoing commission without reissuing each year.

Territories and Availability

Our CGL program is available in the following states:
AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TN, TX, VA, WA, WI

Why Work With First Choice

First Choice Insurance Intermediaries is a wholesale broker focused on helping agents place small commercial accounts quickly and confidently. Key strengths include:
  • User-friendly quoting platform that supports fast bind/bill workflows.
  • Access to multiple markets, including some admitted options for eligible risks.
  • Responsive underwriting that understands small-business exposures across many classes.
  • U.S.-based servicing for COIs and endorsements to speed delivery to insureds and certificate holders.

Click Here to Get Started

Not Appointed with First Choice yet?

Complete our Producer Agreement and send it with your W-9, state license, and E&O certificate to [email protected]. For more details, visit http://www.firstchoiceii.com/.

Frequently Asked Questions

What types of accounts are a good fit for this CGL program?

This program targets small commercial businesses across retail, consulting, artisan contracting, IT, health and beauty, and professional services — essentially operations with standard premises, products, or professional exposure that fit the appetite list.

How fast can I quote and issue a policy?

You can quote and bind most eligible accounts in about 20 minutes using the online platform, 24/7.

Is this program available in my state?

The program is available in the states listed above. Please review that list to confirm availability for a specific account.

What kind of coverage enhancements are available?

Common enhancements include Primary and Noncontributory wording and extension of Business Personal Property coverage for on- and off-premises items.

Do policies renew automatically?

Yes. Policies are set to auto-renew, which helps you retain clients and continue to earn renewal commissions without having to reissue coverage annually.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Some Available Markets
  • Carriers:
  • Carrier Ratings:
    All Carriers are “A” rated by AM Best
  • Commission:
    -
  • Min Premium:
    -

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Request a Quote Now!

CONTACT INFORMATION

LOCATION

820 A1A North, Suite 16E
Ponte Vedra Beach, FL 32082
866-821-9572
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APPLICATIONS

Required / Forms

Commercial App (ACORD 125)
General Liability (ACORD 126)
Company Supplemental Application
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First Choice Insurance Intermediaries, Inc. has other insurance programs like Accountant and Bookkeeper Insurance.