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First Choice Insurance Intermediaries, Inc.
Contact Us
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First Choice Insurance Intermediaries, Inc.
Contact Us
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Commercial General Liability

Quote & Issue Commercial General Liability in Your Office 24/7


First Choice Insurance Intermediaries, Inc. offers a fast, efficient Commercial General Liability (CGL) program tailored to help independent agents serve small business clients across a wide range of industries. Designed with your workflow in mind, our platform allows agents to quote and issue policies in just 20 minutes — anytime, from your own office.

Our CGL program is built for speed-to-market, competitive pricing, and broad coverage, making it an ideal solution for start-ups and small commercial accounts in the retail, services, consulting, and contracting sectors. With access to multiple markets, including some admitted options, First Choice brings value to agents looking for flexibility and responsiveness.

Ideal Accounts and Target Classes

We currently write over 200 different classes of business. Some of our most popular and well-served industries include: • Architects and Engineers
• Artisan Contractors
• Consultants
• Creative and Design Professionals
• Financial Services
• Health and Beauty Providers
• Fitness Facilities
• Janitorial Services
• Landscaping Companies
• Legal Professionals
• Marketing and PR Firms
• Miscellaneous Business Services
• Real Estate Professionals
• Retail Stores
• Technology Firms For a full list of acceptable classes, please refer to our Appetite Guide.

You might have a client who runs a small web design agency, a local landscaping business, or a newly formed consulting firm — these are exactly the types of accounts that fit well within our appetite.

Coverage Highlights and Key Endorsements

Our CGL program provides comprehensive protection for a wide range of exposures, including: • Bodily Injury
• Property Damage to Third Parties
• Personal and Advertising Injury
• Electronic Data Liability
• Medical Expenses
• Defense Costs
• Employee and Temporary Staff Actions
• Supplemental Payments We also offer valuable endorsements such as:

Primary and Noncontributory Endorsement: Ensures your client’s policy will respond first without contribution from other insurance carriers.

BPP Coverage Added to CGL: Covers loss or damage to business personal property (e.g., computers, office furniture) on-premises and up to $25,000 for off-premises property like laptops and tools.

Policy Issuance and Servicing

Policies are issued and emailed instantly upon binding. Certificates of insurance (COIs) and endorsements are handled directly by the carrier’s U.S.-based service center. Policies auto-renew, allowing you to retain and grow your commissions over time.

Territories and Availability

Our CGL program is available in the following states:
AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TN, TX, VA, WA, WI

Why Work With First Choice

As a trusted wholesale broker, First Choice Insurance Intermediaries is committed to helping agents grow their small commercial book with speed and confidence. With a user-friendly platform, responsive support, and access to broad coverage options — including both admitted and non-admitted markets — we make it easy for you to close business quickly and retain clients long term.

Click Here to Get Started

Not Appointed with First Choice yet?

Complete our Producer Agreement and send it with your W-9, state license, and E&O certificate to [email protected]. For more details, visit http://www.firstchoiceii.com/.

Frequently Asked Questions

What types of accounts are a good fit for this CGL program?

Our program is designed for small commercial businesses, especially in industries like retail, consulting, artisan contracting, IT, health and beauty, and professional services.

How fast can I quote and issue a policy?

Policies can be quoted and issued in about 20 minutes directly from your office, 24/7.

Is this program available in my state?

We currently offer this program in over 30 states including CA, FL, TX, NY, IL, and others. Please refer to the list above to confirm availability in your state.

What kind of coverage enhancements are available?

Key endorsements include Primary and Noncontributory wording and Business Personal Property (BPP) coverage for both on-premises and off-premises items.

Do policies renew automatically?

Yes, policies are set to auto-renew, which allows agents to continue earning commissions without reissuing each year.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Some Available Markets
  • Carriers:
  • Carrier Ratings:
    All Carriers are “A” rated by AM Best
  • Commission:
    -
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

820 A1A North, Suite 16E
Ponte Vedra Beach, FL 32082
866-821-9572
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APPLICATIONS

Required / Forms

Commercial App (ACORD 125)
General Liability (ACORD 126)
Company Supplemental Application
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First Choice Insurance Intermediaries, Inc. has other insurance programs like Accountant and Bookkeeper Insurance.