Ideal Accounts and Appetite
This program is ideal for independent medical billers, coders, and transcribers, as well as small firms that provide these services to healthcare providers. Common target clients include:
- Freelance or contract medical coders
- Small companies offering billing services to clinics or private practices
- Transcription service providers handling patient notes and records
You might have a client who operates a billing service for several dental offices or a coder working remotely for a multi-physician practice—both are strong candidates for this program.
Coverage Highlights and Advantages
- HIPAA Violation Protection: Helps address penalties from mishandling protected health information.
- Computer Virus Coverage*: Mitigates losses due to malicious software or system compromise.
- Duty to Defend Provisions: Legal defense costs are covered, even for groundless claims.
- Multiple limit and deductible options available to fit a variety of client needs.
- Prior Acts coverage is available with proof of continuous prior insurance.
- Identity Theft Coverage: Up to $25,000 included for insured billers, coders, and transcribers.
*Some restrictions may apply
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the size, scope, and location of the business. Prior coverage is preferred for retroactive coverage consideration. Fox Point Programs works with a variety of carriers to offer flexible underwriting solutions designed to meet your clients’ specific needs.
Territories and Availability
This program is available in most states, including but not limited to CA, TX, FL, NY, IL, and PA. Coverage is accessible in both urban and rural markets across the U.S., with admitted carriers in most states.
Why Work With Fox Point Programs?
Fox Point Programs is a trusted Managing General Agency (MGA) with specialized expertise in professional liability coverages. Our streamlined application process, responsive underwriting team, and access to multiple carriers make it easy for you to deliver tailored solutions to your healthcare-related clients. We understand the unique risks medical billers and coders face—and we’ve designed this program to help you protect them effectively.
Applications
Medical Biller, Transcriber or Coder Full Application
Frequently Asked Questions
What types of accounts are a good fit for this program?
Independent medical billers, coders, and transcribers, as well as small firms offering these services to healthcare providers, are ideal candidates.
Is prior coverage required for eligibility?
Prior coverage is not required for all applicants, but it is necessary to qualify for Prior Acts coverage.
Does this program cover HIPAA violations?
Yes, the policy includes specific protection for HIPAA privacy breaches, subject to terms and conditions.
Which states is this program available in?
The program is available in most U.S. states, including CA, FL, TX, NY, IL, and many more.
What is included in the Identity Theft benefit?
Fox Point provides up to $25,000 in Identity Theft coverage for insured medical billers, coders, and transcribers.
Need help placing an account? Connect with a market specialist.