Some trade associations have significant professional liability and publishing exposures that are difficult or impossible to adequately cover by even a broad Non Profit D&O policy. Furthermore, even if the D&O is endorsed to cover all of the all of the association's professional exposures, the board members who look to the D&O policy to protect their personal assets might be uncomfortable diluting their limits with so much other coverage.
We have an excellent solution that fills in where the D&O leaves off - an association E&O policy.
The Association Professional Liability Insurance E&O policy covers:
* Peer review, credentialing and standard setting
* Media liability for all paper and electronic publishing activity
* Training and teaching activity
If desired, it can often also be endorsed to add coverage for:
* Anti trust
* Contingent bodily injury and property damage for associations involved in medical, engineering, or product certification activity
* Regulatory actions
* First and third party data breach exposure
* Other professional services the association performs for members or the public
We have a very high hit ratio when quotes for the Association Professional Liability Insurance coverage are presented to well run, coverage conscious trade associations. Premiums start at about 3500. To quote, we'll need the attached application. Financials and specimen publication are also helpful, but not critical for indications.