Broad Appetite With Focus on Tougher Classes
Our Work Comp program is designed to place a wide variety of risks, including many that can be difficult to write elsewhere. We are especially strong in:
- Bus Companies
- Camps
- Day Care Centers – In-Home and Traditional
- Para-Transit and Parcel Delivery
- Pressure Washing – Ground-Level Residential
- Street/Road Paving
- Trucking – Short and Long Haul
Construction-Related Classes
- Janitorial and Commercial Cleaning Services
- Carpentry, Drywall, Electrical, and Plumbing
- Excavation, Landscaping, and Roofing
- Fire/Burglar/Security Alarm Installation
- Tile, Stone, Marble, and Flooring Installation
- Flat Concrete, Masonry, and Street/Road Work
Note: Residential roofing earns 5% commission, while commercial roofing offers 10% commission.
Non-Construction Classes
Agriculture
- Animal and Dairy Farms
- Nurseries and Garden Centers
- Orchards and Vineyards
Auto Services and Dealers
- Dealerships & Part Suppliers
- Gas Stations (with or without convenience stores)
- Tire Dealers, Truck Stops, Car Washes
- Auto Repair & Body Shops
We also entertain many other classes not listed here. Have a risk outside these categories? Reach out to us—we’re happy to review it.
Territories and Carrier Access
This program is available in the following states: AL, AZ, CA, CO, CT, FL, GA, IL, KS, KY, LA, MI, MN, NV, NJ, NM, NC, PA, SC, TN, UT, and VA.
We work with multiple carriers and can access both admitted and non-admitted markets depending on the state and account needs.
Why Work With Gladius Insurance Services, LLC?
As an experienced excess and surplus lines broker, Gladius Insurance Services, LLC brings fast quoting, strong carrier relationships, and a willingness to tackle tougher classes. You’ll benefit from responsive service, in-house underwriting, and flexible commission structures designed to help you win and retain accounts.
Whether you're working on a challenging transportation risk or a niche contractor account, Gladius is ready to help you place it quickly and efficiently.
Frequently Asked Questions
What types of accounts are a good fit for this Work Comp program?
This program is ideal for transportation, construction, agriculture, and auto service risks—including classes that are often harder to place, like para-transit, trucking, and residential roofing.
What documents are required to get a quote?
We require Acord 125, Acord 130, and two years of loss runs to begin the quoting process.
Is this program available in my state?
We currently write business in AL, AZ, CA, CO, CT, FL, GA, IL, KS, KY, LA, MI, MN, NV, NJ, NM, NC, PA, SC, TN, UT, and VA.
Do you offer pay-as-you-go options?
Yes, pay-as-you-go billing is available and can be included with your quote for added flexibility.
Can I submit accounts not listed in the target classes?
Absolutely. We review many classes beyond those listed. If you’re unsure, just send it in—we’ll take a look.
Need help placing an account? Connect with a market specialist.