Commercial Marine Insurance Program from Global Marine Insurance Agency
Global Marine Insurance Agency offers a focused Commercial Marine Insurance program that helps independent agents place a wide range of commercial marine risks. With access to top-rated carriers — including ACE, AIG, American Reliable, Geico, Markel American, Progressive, and Travelers — we deliver tailored coverage options for businesses that operate on the water. Our markets are positioned to cover accounts from small charter operations to full-service rental fleets.
Ideal Accounts and Appetite
We work with agents to place many commercial marine classes, including:
- Boat & Personal Watercraft (PWC) Rentals
- Guide Boats and Six-Pack Charters
- Bareboat and Inspected Vessel Charters
- Commercial Fishing Boats
- Sailing Schools and Instructional Programs
- Boat Clubs and Membership-Based Marine Services
- Miscellaneous Marine Operations:
- Real estate boats used for property tours
- Work boats (support, utility, and service vessels)
- Client entertainment vessels
- Environmental and research vessels
Accounts that fit best have documented safety practices, clear operating procedures, and appropriate crew qualifications. We typically decline accounts with poor maintenance history, unclear operating controls, or high-frequency, high-exposure chartering outside safety guidelines.
Coverage Highlights and Advantages
Our program provides core marine coverages that agents commonly need to protect commercial operators:
- Hull coverage for physical damage to vessels
- Protection & Indemnity (P&I) liability for passenger, crew, and third-party claims
- Excess liability options to extend limits for large exposures
These coverages address exposures such as collision and allision, passenger injury, third-party property damage, and pollution liability. Our underwriters understand marine operations and will work with you to structure limits, deductibles, and endorsements appropriate to each risk.
Underwriting Notes and Minimum Premiums
There are no sign-up fees or production quotas to access our markets. Most accounts start at a minimum premium of $1,000, which makes the program practical for small- and mid-sized marine businesses. Underwriting is handled on a case-by-case basis; provide maintenance records, safety policies, crew qualifications, and any loss history for the quickest review. You can submit risks through our agent quoting portal at www.quotecommand.com for fast turnaround.
Territories and Availability
This Commercial Marine Insurance program is available nationwide — all 50 states and the District of Columbia. Whether a client operates on the Great Lakes, the Gulf Coast, offshore waters, or inland waterways, we have markets familiar with regional exposures and regulatory nuances.
Why Work With Global Marine Insurance Agency?
As a marine-focused general agency, Global Marine Insurance Agency combines deep underwriting expertise with strong carrier relationships to help you place specialized and standard marine accounts. We emphasize quick responses, practical coverage solutions, and straightforward submission requirements. Our sales and underwriting teams are available to assist with complex risks and to help you identify the best market fit.
If you have questions or need help placing a risk, call us at 800-748-0224 or visit www.globalmarineinsurance.com. Let us help you write that account!
Frequently Asked Questions
What types of accounts are a good fit for this program?
We specialize in commercial marine risks such as boat and PWC rentals, charter vessels, sailing schools, commercial fishing boats, and boat clubs.
Is there a minimum premium requirement?
Most accounts start at a minimum premium of $1,000; the final minimum can vary based on the risk profile and coverage needs.
Do I need to meet production quotas to access this program?
No. There are no minimum production requirements or sign-up fees to use our marine insurance markets.
Is this program available in all states?
Yes. We offer commercial marine insurance coverage in all 50 states and Washington, DC.
How do I get a quote for my client?
Submit a quote through our agent portal at www.quotecommand.com, or contact our sales team directly for assistance with submissions.
Need help placing an account? Connect with a market specialist.