GQ Rater for Instant Quotes
Gorst & Compass Insurance offers the GQ Rater — an exclusive online quoting platform that helps retail agents and brokers obtain competitive, same-day quotes from “A”-rated carriers. Use the tool to generate side-by-side comparative quotes, review complete form packages, and present clear options to your clients faster.
Ideal Accounts and Appetite
GQ Rater supports more than 60 classes of business, making it suitable for a wide spectrum of retail accounts. The platform is a solid fit for agents placing:
• Commercial lines — small businesses, retail stores, restaurants, property managers, and many professional service firms
• Personal lines — homeowners, renters, and personal liability placements
• Professional lines — errors & omissions, directors & officers, and other specialty professional exposures
Example accounts you might run through GQ Rater: a neighborhood boutique seeking a combined property/general liability package, or a small consulting firm needing E&O and business liability coverage.
Coverage Highlights and Advantages
GQ Rater is built to save time and improve quote accuracy. Key features include:
• 24/7 online access — obtain quotes in seconds
• Comparative quote display — review multiple markets side by side
• Complete forms list — full documentation included with each quote
• Built-in financing options — presented automatically where available
• Enhanced commission structure — improved compensation for business placed through the online platform
This makes GQ Rater especially useful when speed matters, such as same-day renewals or quick turnaround new business submissions.
Underwriting Notes and Minimum Premiums
Underwriting varies by carrier and class of business. Minimum premiums depend on the program and carrier selected; the platform displays eligible programs and pricing based on the data you enter so you can avoid time-consuming submissions for accounts that fall outside of underwriting guidelines.
Territories and Carrier Access
GQ Rater is currently available to agents placing business in California. Depending on the line and risk profile, the platform offers access to both admitted and non-admitted markets, giving you flexibility when standard markets are limited.
Why Work With Gorst & Compass
As a wholesale broker, Gorst & Compass combines deep market relationships with digital tools like GQ Rater to help retail agents compete more effectively. The firm emphasizes responsive underwriting, broad carrier access, and practical support for placement and binding — especially for standard and harder-to-place risks.
Frequently Asked Questions
What types of accounts are a good fit for the GQ Rater?
Commercial, personal, and professional lines are supported. Typical fits include small businesses, professional offices, retail operations, and standard homeowners or renters risks.
Which states is the GQ Rater available in?
The GQ Rater is currently available to agents placing business in California.
Do I need to submit full applications to get a quote?
No. The GQ Rater provides instant comparative quotes from a streamlined online form. Complete application forms are included once you select a quote to proceed.
Are both admitted and non-admitted markets available?
Yes. Depending on the line and risk profile, the platform can return both admitted and non-admitted options.
Can I earn a higher commission by using the GQ Rater?
Yes. Quotes completed and placed through the online platform qualify for enhanced commission rates, where available, helping you increase compensation while reducing administrative time.
Need help placing an account? Connect with a market specialist.