Gorst & Compass Insurance offers a comprehensive Workers’ Compensation Insurance program designed to help agents and brokers place a wide range of classes and industries. With access to both admitted and non-admitted markets, we provide flexible solutions tailored to insureds throughout California. Whether your client is a startup with no prior coverage or a seasoned employer with a high experience mod, we have the carriers and underwriting expertise to help you secure the right fit—quickly and competitively.
Ideal Accounts and Target Industries
We specialize in a broad spectrum of industries, including harder-to-place classes. Our appetite includes:
• Artisan Trades:
* Carpentry * Electrical * HVAC * Janitorial * Landscaping * Masonry * Painting * Plumbing
• Construction Classes and General Contractors
• Healthcare and Professional Services
• Manufacturing and Municipality Risks
• Retail and Mercantile Operations
• Transportation and Delivery
• Security Guards
• USL&H Exposures
• High Ex MOD and Small Preferred Accounts
Program Highlights and Key Benefits
Our Workers’ Compensation program is built for flexibility and speed. Highlights include:
• No prior coverage? OK
• New business ventures welcome
• Direct bill options available
• Wide range of class codes accepted
• Low minimum premiums
• Flexible down-payment plans to fit client cash flows
Carrier Access and Markets
Our in-house markets include top-rated carriers known for stable pricing and strong claims handling:
• AmTrust
• Employers
• Guard
• ICW
• Travelers
Underwriting & Premiums
We can accommodate accounts with high experience modifications as well as small preferred risks. Minimum premiums vary by class and carrier. Our underwriting team works closely with you to find the best match for your client’s needs and budget.
Territories and Admitted Status
This program is available in California, with coverage options from both admitted and non-admitted carriers depending on the risk profile and class code.
Why Work With Gorst & Compass Insurance
As a leading wholesale broker, Gorst & Compass Insurance provides fast access to competitive workers’ comp markets and a broad range of class codes. Our experienced team helps you navigate complex risks and place challenging accounts—whether you’re working with a small startup contractor or a large manufacturer with prior losses.
You might have a client starting a new landscaping business with no prior coverage. Or perhaps you’re helping a transportation company with a high ex mod find affordable options. We can help with both. Our responsive underwriting, strong carrier relationships, and market access give you the tools to win and retain more business.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for artisan contractors, construction classes, manufacturers, healthcare providers, retailers, and accounts with higher ex mods or no prior coverage.
Can you accommodate brand-new businesses or startups?
Yes, new ventures with no prior workers’ compensation history are welcome under this program.
Which carriers are available through Gorst & Compass for workers’ comp?
We offer in-house access to AmTrust, Employers, Guard, ICW, and Travelers, among others.
Is this program available outside of California?
Currently, this program is offered in California. Contact us for potential availability in other states.
Are flexible payment options offered for clients?
Yes, we provide flexible down-payment plans and direct bill options to meet client needs.
Need help placing an account? Connect with a market specialist.