Ideal Accounts and Appetite
With over 150 eligible classes of business, this program is built to accommodate a wide range of service industry risks. It’s ideal for small to mid-sized businesses that require excess liability protection and benefit from follow-form features. Common examples of target accounts include:
- Landscaping companies and lawn care services
- Bowling alleys, arcades, and small recreational venues
- Country clubs and golf courses
- Libraries and other municipal facilities
- Restaurants with liquor exposure (follow-form liquor available)
- Small transportation fleets (follow-form auto available)
If you’re working with a small business that needs affordable umbrella protection but struggles with minimum premiums or speed of issuance, this program is a strong fit.
Coverage Highlights and Advantages
Great Point’s UmbrellaPro platform offers reliable protection on "A" Rated Admitted Paper, giving agents access to coverage that meets the highest standards. Key features include:
Coverage is designed to sit above your clients’ General Liability, Auto, and Liquor Liability policies, offering seamless protection for a range of exposures common to service businesses.
Underwriting Notes and Minimum Premiums
This program is known for being competitive on price, with minimum premiums that are hard to beat. Agents can expect quick turnaround and minimal friction when submitting qualified accounts. Our dedicated underwriters work closely with you to address nuances and special cases when needed.
Territories and Availability
The Service Industry Umbrella Program is available in all 50 states and the District of Columbia. Whether your client is in a large metro or a smaller rural market, if the risk fits, we can write it.
Why Work With Great Point Insurance?
As a trusted Managing General Agency (MGA), Great Point Insurance combines technology-driven efficiency with high-touch underwriting support. Our UmbrellaPro platform simplifies the quoting and binding process, allowing you to serve your clients faster while maintaining quality coverage. Our reputation for “best in class” service and fast policy issuance makes us a go-to partner for agents seeking reliable Umbrella solutions for service industry clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Small to mid-sized service industry businesses such as landscapers, bowling alleys, country clubs, and libraries are ideal candidates. The program supports over 150 eligible classes.
Is the coverage admitted or non-admitted?
The program is written on "A" Rated Admitted Paper, providing high-quality, compliant coverage across approved states.
How fast can I get a quote and bind coverage?
Agents can receive instant quotes and bind coverage the same day through our streamlined platform. Policy issuance is also available same-day in most cases.
Can I access policies and documents online?
Yes, 24/7 online policy access is available, giving agents flexibility to service accounts anytime.
Which states is this program available in?
The Service Industry Umbrella Program is available in all 50 states and the District of Columbia.
Need help placing an account? Connect with a market specialist.