Art collections aren’t just decorations—they’re assets that reflect a corporation’s culture, brand, and long-term investment. As a trusted name in fine arts insurance since 1962, Huntington T. Block (HTB) offers a specialized solution to protect corporate art collections of all sizes and types. Designed in collaboration with museum professionals, gallery owners, and private collectors, HTB’s Corporate Collections Insurance Program is one of the most comprehensive offerings in the U.S. market.
Ideal Accounts and Appetite
This program is designed for corporations that own or manage valuable art collections, display artwork in offices or headquarters, or loan pieces for exhibitions. Ideal clients include:
- Fortune 500 companies with curated in-office art collections
- Corporate headquarters featuring rotating or permanent exhibitions
- Companies that loan art to galleries, museums, or commercial dealers
- Firms with privately owned or jointly owned artwork
You might have a client with a multi-location office setup displaying original artwork, or a company that frequently ships art between offices or to exhibitions—both are great candidates for this program.
Coverage Highlights and Advantages
HTB’s program is backed by decades of fine arts underwriting knowledge and offers one of the broadest coverage forms in the industry. Coverage includes:
- Worldwide protection for owned and loaned artwork
- Scheduled or blanket limits available
- Coverage for domestic and international transits
- Legal liability coverage for property of others
- Coverage for jointly owned items and privately owned collections
- Protection for artwork at multiple locations under a single master policy
- Coverage during exhibitions and while on loan
- Low deductibles starting at $1,000
- Automatic reinstatement of limits after each loss
- Optional CAT coverage for terrorism, earthquake, wind, and flood (subject to underwriting)
Underwriting Notes and Minimum Premiums
HTB has in-house quoting authority for fast turnaround—typically within 24 hours for complete submissions. Claims are handled by an in-house fine arts team with authority to settle quickly and knowledgeably. Contract and insurance requirement reviews are also available. Minimum premiums typically start at $2,000.
Territories and Availability
This program is available in all 50 states and Washington, D.C. It is written on paper from Ironshore Indemnity Inc., an A XV rated carrier by A.M. Best. Admitted coverage is available where applicable.
Why Work With HTB?
As the first firm to launch a stand-alone fine arts insurance program, HTB brings unmatched expertise to the table. With over 60 years of dedicated service to the arts and corporate sectors, HTB offers agents and brokers a reliable, expert-driven solution backed by responsive service, deep underwriting knowledge, and longstanding carrier partnerships. Whether your client is building a collection or already owns a significant portfolio, HTB can help protect their investment with industry-leading coverage and service.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Corporations with owned or loaned fine art collections, including those displayed in offices, stored off-site, or loaned to exhibitions, are ideal candidates.
Is this program available nationwide?
Yes, the Corporate Collections Insurance Program is available in all 50 states and Washington, D.C.
What is the minimum premium for this program?
The minimum premium typically starts at $2,000, depending on the risk profile and coverage needs.
How quickly can I get a quote?
HTB offers in-house quoting authority with typical turnaround times of 24 hours for complete submissions.
Does the program include transit coverage?
Yes, the policy includes coverage for domestic and international transits, as well as protection while artwork is on loan or in storage.
Need help placing an account? Connect with a market specialist.