Dry Cleaners Pollution

In the mid-1990s, Intercorp, Inc. pioneered the market for Dry Cleaners Pollution insurance to fill a long-standing coverage gap for a niche, high-risk industry. Today, Intercorp continues to give independent agents and brokers access to competitively priced, market-specific environmental liability coverage crafted for dry cleaning operations.

Dry cleaners commonly use solvents that are environmental hazards. If released, these chemicals can be costly and complex to remediate and can trigger significant third-party bodily injury or property damage claims. Intercorp’s specialty program is built to help your clients — and the landlords who lease to them — manage those exposures and meet lease or lender requirements.

Ideal Accounts and Appetite

This program is a strong fit for:

Typical appetites include small to mid-size single locations and multi-site accounts. We can consider accounts with historical solvent use or modest past operational concerns when properly documented; accounts with ongoing large-scale remediation or recent major releases require prior notice and may be restricted.

Coverage Highlights and Advantages

Intercorp’s Dry Cleaners Pollution program places site-specific environmental liability coverage through highly rated carriers. Key coverages include:

Policies can be tailored to address solvent-specific exposures and typical landlord requirements, helping reduce leasing obstacles and protect tenant operations.

Program Features and Flexibility

These features make it easier for you to place accounts where landlords or lenders require environmental protection or where consolidated billing and consistent limits are preferred across sites.

Underwriting Notes and Minimum Premiums

Minimum premiums vary by state, risk profile, number of sites, and selected limits. Policies are written on a claims-made basis and require timely reporting of incidents within the policy term or any applicable extended reporting period. Standard underwriting asks include current and past solvent use, any known releases, remediation history, and site operations.

Territories and Availability

Intercorp’s Dry Cleaners Pollution program is available nationwide — all 50 states and Washington, DC — through a variety of admitted and non-admitted markets to provide broad access and competitive options.

Why Work With Intercorp, Inc.?

As a wholesale broker with decades of environmental insurance experience, Intercorp understands the regulatory concerns, underwriting nuances, and claims issues specific to dry cleaners. We provide:

Example scenarios you might place through this program:

Help your clients protect their business and meet lease obligations with a targeted Dry Cleaners Pollution policy from Intercorp.