Overview of the Program From Intellectual Property Insurance Services Corporation
Intellectual Property Abatement (Enforcement) Insurance from Intellectual Property Insurance Services Corporation provides policyholder-funded legal resources to enforce patents, trademarks and copyrights against alleged infringers. The product is structured to pay legal expenses up to policy limits (typical program limits up to $10MM/$10MM), giving insureds the financial capability to litigate, pressure defendants, or negotiate from a position of strength. For agents, this program is a market to place accounts that require meaningful litigation capacity without exposing the insured’s balance sheet or diverting operating capital.
Ideal Accounts and Appetite
This program is aimed at patent, trademark and copyright owners who need funding support to enforce IP rights. Typical fits include:
- Technology and software companies with enforceable patents or copyrights
- Manufacturers and consumer product businesses protecting product designs or brands
- Startups and VC-backed firms that require litigation capability without large cash reserves
- Universities and R&D organizations with licensed IP portfolios
Coverage Highlights and Advantages
Key advantages of placing business with this program include:
- Legal expense coverage specifically for enforcement actions and associated litigation costs up to policy limits (common program limits include $10MM/$10MM).
- Ability to provide clients the "big stick" — financial backing to pursue infringers and protect or expand market share.
- Underwriting tailored to IP-driven losses and litigation dynamics rather than traditional casualty exposures.
- Access to multiple carriers (Various) through a specialized Managing General Agency model, enabling flexible placement options.
Underwriting Notes and Minimum Premiums
Underwriting focuses on the strength and enforceability of the IP, the defendant exposure, the insured’s litigation strategy, and likely costs to bring or defend an action. Typical considerations include prior litigation history, freedom-to-operate analyses, licensing arrangements, and the jurisdictional exposure. The program's minimum premium varies by carrier and risk — underwriting will determine the appropriate minimum based on limits requested, case facts, and counsel requirements.
Territories and Availability
This program is available in most states (Most Available States). States included: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY and DC. Because carrier appetite and admitted/non-admitted options vary, placement is subject to state availability and carrier underwriting guidelines.
Why Work With Intellectual Property Insurance Services Corporation
As a Managing General Agency focused on IP enforcement funding, Intellectual Property Insurance Services Corporation brings specialized underwriting, placement flexibility with multiple carriers, and experience structuring limits appropriate to litigation risk. Agents benefit from a program built specifically for enforcement needs rather than adapters of general liability products.
Example Account Scenarios
Example 1: You represent a mid-stage software company with several issued patents and evidence of widespread infringement by a competitor. The client needs funding for a federal enforcement action — the IP Abatement program can provide legal expense coverage to pursue the case without draining operating cash.
Example 2: A consumer products manufacturer has a strong trademark and design portfolio and has identified counterfeiters eroding market share. The policy can fund enforcement actions and counsel to stop infringing imports and retailers.