Environmental Insurance
IPMG offers access to comprehensive Environmental Insurance markets designed to help agents and brokers place coverage for a wide range of environmentally exposed businesses. Whether your client is an environmental contractor, a non-environmental service provider with incidental exposures, or a transporter of hazardous materials, IPMG can help you find the right market to protect them.
This program addresses the growing need for customized environmental coverage across multiple industries. With access to both admitted and non-admitted markets, IPMG provides flexible solutions tailored to protect against pollution liabilities, site risks, transportation exposures, and more.
Targeted Classes
Our Environmental Insurance program is ideal for a wide range of businesses, including:
• Environmental Consultants
• Environmental and Restoration Contractors
• Non-Environmental Contractors with incidental pollution exposures
• Transportation and logistics companies handling environmental products
• Site Risks – any class of occupancy or use
• Manufacturers
• Healthcare and Medical Facilities
• Real Estate Owners and Developers
• Municipalities, Schools, and Universities
• Oil & Gas operations
• Underground and Above Ground Storage Tank operators
Coverage Highlights
Available coverages through IPMG include:
• Contractors Pollution Liability (CPL)
• Professional Liability for consultants and service providers
• Transportation Pollution Liability
• Site Pollution Liability – for both waste and non-waste operations
• Coverage for Mold, Asbestos, and Lead exposures
• Commercial General Liability
• Commercial Excess Liability
Underwriting Notes and Minimum Premiums
Minimum premiums start at $1,500, making this program accessible for small to mid-sized accounts. IPMG works with brokers to evaluate each submission on its own merits and deliver tailored options based on the client’s operations and exposure levels. Appetite includes both new ventures and established firms with environmental risk components.
Available Territories
This Environmental Insurance program is currently available in the following states: Arkansas (AR), Florida (FL), Iowa (IA), Illinois (IL), Indiana (IN), Missouri (MO), Ohio (OH), and Wisconsin (WI).
Why Work With IPMG?
IPMG is a wholesale broker with deep experience in the environmental insurance market. Their team understands the complex risks associated with pollution exposures and works closely with agents to navigate specialty markets. Whether you're placing a standalone CPL policy for a remediation contractor or a site liability policy for a redevelopment project, IPMG helps you access the right carriers and coverages for your client’s needs.
You might have a client who owns a portfolio of older industrial sites being redeveloped for mixed-use – IPMG can help secure site pollution coverage to protect against legacy contamination. Or perhaps your client is a plumbing contractor occasionally handling mold remediation – the program can provide CPL to address incidental exposures.
Partner with IPMG to find solutions for your environmental accounts and gain access to markets that understand the unique challenges of this niche.
Frequently Asked Questions
What types of accounts are a good fit for IPMG's Environmental Insurance program?
This program is ideal for environmental contractors, consultants, transportation firms, manufacturers, healthcare facilities, and real estate developers with pollution exposures.
Are non-environmental contractors eligible for coverage?
Yes, non-environmental contractors with incidental pollution exposures—such as general contractors or plumbers—may qualify for Contractors Pollution Liability and related coverages.
What is the minimum premium for this program?
The minimum premium starts at $1,500, depending on the class and exposure level of the account.
Is this program available in all states?
No, IPMG currently offers this program in AR, FL, IA, IL, IN, MO, OH, and WI.
Does IPMG offer admitted or non-admitted markets for this program?
IPMG offers access to both admitted and non-admitted markets, depending on the risk profile and class of business.
Need help placing an account? Connect with a market specialist.