Environmental Insurance
IPMG provides access to comprehensive Environmental Insurance markets so agents and brokers can place coverage for a wide range of environmentally exposed businesses. Whether your client is an environmental contractor, a non-environmental service provider with incidental pollution exposures, or a hazardous materials transporter, IPMG can help you identify the right market and structure to protect them.
This program is designed to meet the growing need for customized environmental solutions across multiple industries. With access to both admitted and non-admitted markets, IPMG delivers flexible options tailored to pollution liabilities, site risks, transportation exposures, contaminated property, and related environmental claims.
Targeted Classes
Primary classes that fit this Environmental Insurance program include:
• Environmental Consultants
• Environmental and Restoration Contractors
• Non-environmental Contractors with incidental pollution exposures
• Transportation and logistics companies handling environmental products
• Site Risks — any class of occupancy or use
• Manufacturers
• Healthcare and Medical Facilities
• Real Estate Owners and Developers
• Municipalities, Schools, and Universities
• Oil & Gas operations
• Underground and Above Ground Storage Tank operators
Coverage Highlights
Available coverages through IPMG include:
• Contractors Pollution Liability (CPL)
• Professional Liability for consultants and service providers
• Transportation Pollution Liability
• Site Pollution Liability — for both waste and non-waste operations
• Coverage for Mold, Asbestos, and Lead exposures
• Commercial General Liability
• Commercial Excess Liability
Underwriting Notes and Minimum Premiums
Minimum premiums start at $1,500, making this program accessible for small to mid-sized accounts. IPMG evaluates each submission on its merits and works with brokers to tailor limits, extensions, and forms to the client’s operations and exposure level. Appetite includes both new ventures and established firms with environmental risk components; higher hazard operations will be considered on a case-by-case basis with fuller underwriting information.
Available Territories
This Environmental Insurance program is currently available in: Arkansas (AR), Florida (FL), Iowa (IA), Illinois (IL), Indiana (IN), Missouri (MO), Ohio (OH), and Wisconsin (WI).
Why Work With IPMG?
IPMG is a wholesale broker with focused expertise in environmental insurance. Their underwriting team understands pollution exposures and the specialty markets that write them. Working with IPMG provides:
• Market access to admitted and non-admitted carriers experienced in environmental risks
• Tailored placement strategies for site, contractor, transportation, and professional exposures
• Practical guidance on submissions and documentation to streamline placement
Example scenarios where this program is a strong fit:
• You represent a developer converting older industrial sites to mixed-use projects — IPMG can help secure site pollution liability for legacy contamination and redevelopment risks.
• You have a small plumbing or general contractor who occasionally handles mold or lead remediation — the program can provide Contractors Pollution Liability to address incidental pollution exposures that standard GL may exclude.
Partner with IPMG to access markets that understand environmental complexity and to place tailored solutions for your clients’ environmental exposures.
Frequently Asked Questions
What types of accounts are a good fit for IPMG's Environmental Insurance program?
This program is well suited for environmental contractors, consultants, transportation firms, manufacturers, healthcare facilities, real estate developers, and other insureds with pollution exposures.
Are non-environmental contractors eligible for coverage?
Yes. Non-environmental contractors with incidental pollution exposures—such as general contractors or plumbers—may qualify for Contractors Pollution Liability and related coverages, depending on scope of work and controls in place.
What is the minimum premium for this program?
Minimum premiums start at $1,500, though final pricing depends on class, operations, limits, and underwriting details.
Is this program available in all states?
No. IPMG currently offers this Environmental Insurance program in AR, FL, IA, IL, IN, MO, OH, and WI.
Does IPMG place business in both admitted and non-admitted markets?
Yes. IPMG has access to both admitted and non-admitted markets and will recommend the best placement based on the risk profile and client needs.
Need help placing an account? Connect with a market specialist.