At Insurance Program Managers Group (IPMG), we offer a focused Trucking Workers' Compensation Insurance program to help agents and brokers place long- and short-haul trucking accounts. With access to A-rated carriers and fast turnaround on complete submissions, IPMG delivers workers' comp solutions tailored to the driver and fleet exposures common in transportation—across a broad set of states and multistate operations.
Ideal Accounts and Appetite
This program fits transportation risks for both long-haul and short-haul fleets. We place independent owner-operators, small to mid-sized fleets, and regional carriers—including accounts with higher experience modification ratings or difficult loss histories. We also handle mixed fleets (owned and leased vehicles) and operations with multistate payrolls and exposures.
You might have a client who recently expanded into interstate routes or one whose mod rose after prior claims—IPMG can help you find markets for those tougher-to-place accounts.
Coverage Highlights and Advantages
- Workers' compensation coverage tailored for trucking, addressing driver-specific exposures and classifications
- Markets that will consider accounts with elevated experience mods
- Same-day quoting available when you submit a complete package
- Access to A-rated carriers experienced in transportation and trucking risks
Underwriting Notes and Submission Requirements
To provide a quick and accurate quote, a complete submission should include:
- ACORD application with a clear description of operations and driver duties
- 3–4 years of currently valued loss runs
- Current experience modification rating (if available)
Minimum premium begins at $5,000, which makes the program practical for a range of fleet sizes.
Territories and Availability
IPMG can write Trucking Workers' Compensation in the following states: AL, AK, AZ, AR, CT, FL, HI, ID, IL, IN, IA, KS, LA, MD, MA, MS, MO, NE, NV, NM, NY, NC, OK, PA, RI, SC, TN, TX, UT, VA, DC, WV, and WI. Our broad geographic footprint supports placement of multistate trucking operations.
Why Work With IPMG?
IPMG is a program administrator with deep experience in niche markets such as trucking. We focus on efficient underwriting, responsive service, and access to competitive A-rated markets. Our team works with agents to place accounts that may not fit standard underwriting boxes, helping you secure coverage for clients with complicated exposures.
Visit our Trucking Insurance program page to learn more or view our full company profile here.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We’re a strong fit for both long-haul and short-haul trucking operations, including fleets with higher experience modifications or challenging loss histories.
What is the minimum premium for this program?
The minimum premium starts at $5,000, making the program suitable for small to mid-sized trucking operations.
What information is needed to get a quote?
Provide an ACORD application with operations detail, 3–4 years of currently valued loss runs, and the current experience mod rating if available.
Are same-day quotes available?
Yes — IPMG offers same-day quotes when you submit a complete package.
In which states is the program available?
The program is available in more than 30 states, including TX, FL, IL, and NY, among others listed above.
Need help placing an account? Connect with a market specialist.