Workers Compensation Insurance for Automotive Repair Shops
Insurance Program Managers Group (IPMG) offers a dedicated Workers Compensation Insurance program tailored for automotive repair shops. Whether your client operates a small independent garage or a growing repair facility with multiple technicians, IPMG provides access to competitive markets and exceptional service to help you place this vital coverage efficiently.
Ideal Accounts and Appetite
This program is ideal for a broad range of automotive repair businesses, including but not limited to:
- General auto repair shops
- Tire and brake service centers
- Transmission and engine specialists
- Body shops and collision repair facilities
Start-ups are welcome, and accounts with high experience modifications can be considered. IPMG is well-positioned to help agents find appropriate coverage solutions for both standard and challenging risks.
Coverage Highlights and Advantages
IPMG partners with A-rated carriers or better to ensure reliable, long-term coverage for your clients. Key features of the program include:
- Minimum premium starting at $500 in most states
- Access to multiple markets for competitive pricing
- Support for high-mod accounts and businesses with prior losses
- Responsive service for agents and insureds alike
For example, if you have a client who recently opened a repair shop and is struggling to find affordable workers comp coverage, IPMG can offer access to markets that understand and support new ventures.
Underwriting Notes and Submission Requirements
To begin the quoting process, the following items are typically required:
- Completed Accord application with a clear description of operations
- Currently valued loss runs (if applicable)
- Current experience modification rating (if applicable)
IPMG’s underwriting team is experienced in evaluating automotive repair risks and can help structure coverage that aligns with your client’s specific exposures.
Territories and Availability
This program is available in the following states: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MD, MI, MN, MO, MS, NC, NE, NV, OK, PA, RI, SC, SD, TN, TX, UT, VA, WI, WV, and DC. IPMG works with all available markets to find the best fit for each account.
Why Work With IPMG?
As a trusted wholesale broker, IPMG brings deep expertise in Workers Compensation Insurance and a strong commitment to agent support. With flexible underwriting, access to multiple A-rated carriers, and reliable service, IPMG is your go-to partner for automotive repair workers compensation placements.
Contact IPMG today to find the best coverage solutions for your automotive repair clients.