Workers Compensation Solutions for Hotels and Motels
Insurance Program Managers Group (IPMG) offers a dedicated Workers Compensation Insurance program tailored specifically for hotels and motels. Whether your client operates a small roadside inn or a large hotel chain, IPMG provides access to strong markets, deep industry expertise, and the responsive service you need to place and manage workers compensation coverage with confidence.
Ideal Accounts and Appetite
This program is designed for a wide range of hospitality operations, including:
- Hotels, motels, and extended-stay properties
- Independent and franchised operations
- Start-up businesses in the hospitality sector
- Accounts with high Experience Modification Ratings (EMRs)
IPMG welcomes both clean and challenged risks. If you have a client with prior losses or a higher-than-average mod, this program may still be a viable solution. Start-ups are accepted, making this an excellent fit for new hospitality ventures seeking workers compensation coverage from day one.
Coverage Highlights and Advantages
- Minimum premium starting at $500 in most states
- Access to A- rated carriers or better
- Flexible underwriting for high-mod and distressed accounts
- Responsive service and support throughout the policy lifecycle
- Competitive pricing through a broad network of markets
With IPMG, you get more than just access to markets—you gain a strategic partner who understands the unique risks and staffing dynamics in the hospitality industry.
Submission Requirements and Underwriting Notes
To get started on a quote, please submit the following:
- Completed Accord application with a detailed description of operations
- Currently valued loss runs (if applicable)
- Current Experience Modification Rating (if applicable)
IPMG works to provide fast, accurate turnaround on submissions, helping you deliver results to your insureds quickly.
Territories and Availability
This program is available in most states, including high-demand hospitality markets such as California, Florida, Texas, New York, Illinois, and more. IPMG currently writes in the following states:
AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NV, NY, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WI, WV, DC
Markets include both admitted and non-admitted options, depending on the account and state requirements.
Why Work With IPMG?
As a trusted wholesale broker with deep experience in specialty workers compensation programs, IPMG brings you the tools and underwriting access you need to write hospitality business effectively. Whether you're placing a brand-new account or trying to help a challenged client improve their coverage, IPMG's responsive team and flexible carrier relationships can help you find the right fit at a competitive premium.
Partner with IPMG and deliver value-added solutions to your hotel and motel clients today.