Tree Trimmers Workers Compensation Insurance From IPMG
Insurance Program Managers Group (IPMG) offers specialized Workers Compensation Insurance tailored for the tree trimming industry. Our program is designed to help insurance agents and brokers secure competitive coverage for clients in this high-risk sector. With access to multiple markets and a deep understanding of the exposures facing arborists and tree service operations, IPMG delivers the underwriting expertise and client service you need to place and retain this business.
Ideal Accounts and Appetite
This program is built for professional tree trimming and arborist companies with at least two years of prior workers’ compensation coverage. Accounts with high experience modification factors can also be considered, giving you placement options for clients with challenging histories or recent claims activity.
Ideal accounts include:
- Tree trimming companies performing residential, commercial, or municipal work
- Arborists with crews working at height or using specialized equipment
- Operations with climbing, bucket truck, or crane usage
You might have a client who has grown from a small residential tree service into a multi-crew operation and now needs a workers' comp solution that can handle their increased exposures. IPMG is equipped to help you find coverage that supports their growth.
Coverage Highlights and Advantages
IPMG works with a variety of markets to secure the most competitive pricing and coverage structures available for your clients. Our team understands the complexities of tree trimming operations and the unique risks these businesses face, including fall hazards, equipment injuries, and seasonal labor fluctuations. We help you identify the right carrier fit based on your insured’s size, loss history, and operations.
Program advantages include:
- Access to multiple carriers depending on risk profile
- Placement options for higher experience mods
- Responsive underwriting and service teams
- Wholesale access to both admitted and non-admitted markets
Underwriting Notes and Minimum Premiums
To be considered for this program, accounts should meet the following criteria:
- Minimum premium of $10,000
- At least 2 years of prior workers' compensation coverage
- Willingness to submit complete underwriting information
Submission requirements include:
- ACORD application with a clear description of operations
- Currently valued loss runs (if applicable)
- Current experience modification rating (if applicable)
Territories and Availability
This program is available in the following states: AL, AR, AZ, CT, FL, GA, IL, IN, KS, KY, MO, MS, NC, NV, PA, SC, TN, and VA. Whether your client operates locally or across multiple states, IPMG can help you find an appropriate solution within our appetite.
Why Work With IPMG?
As a wholesale broker with extensive experience in Workers Compensation, IPMG brings together responsive service, underwriting guidance, and access to a wide panel of markets. We help agents and brokers place tough-to-insure risks — including those with high mods or complex tree service operations — while delivering the support and transparency you need to serve your clients well.
Contact IPMG today to find the best fit for your tree trimming clients at the most competitive premium.