J.L. von Arx & Associates offers a flexible, competitively priced Truckers Package Insurance program designed for small- to mid-sized trucking operations. Built for agents and brokers who place transportation risks, this program combines customizable liability and property coverages with market access through multiple carrier partners. With a low minimum premium (starting at $500) and eligibility for new ventures, it’s a practical solution for a wide range of trucking accounts.
Ideal Accounts and Appetite
This program targets a broad range of trucking risks, including:
- Truckers hauling diverse types of freight
- Fleets with up to 20 power units
- New venture trucking companies
- Risks seeking competitive pricing with favorable risk characteristics
Whether the client is a startup or an established regional operator looking for better terms, J.L. von Arx & Associates offers underwriting flexibility and placement options to help you find a fit.
Coverage Highlights and Advantages
Liability Coverage Features
- Limits up to $1,000,000 per occurrence / $2,000,000 aggregate
- Blanket Additional Insured endorsements available
- No liability deductible
- Expanded definition of bodily injury, including mental anguish or emotional distress
- Non-auditable policies
- Commercial Excess General Liability available up to $5,000,000
Property Coverage Features
- ISO’s broad April 2002 property form
- Equipment breakdown coverage, including boiler inspections if required
- Special Cause of Loss and Replacement Cost options
- Functional Building Evaluation endorsement for older buildings
- Property limits available up to $3,000,000
Underwriting Notes and Minimum Premiums
The program is competitively priced and offers additional rate credits for well-managed risks. The minimum premium starts at $500, making this program suitable for smaller operators and new ventures. J.L. von Arx works with multiple carriers to provide underwriting flexibility and placement options, helping you match each account to the most appropriate market.
States and Availability
This Truckers Package Insurance program is currently available in the following states:
- Arizona (AZ)
- California (CA)
- Nevada (NV)
Admitted markets are available in some states; the program also leverages multiple carrier partners for surplus and admitted placements depending on the account and jurisdiction.
Why Work With J.L. von Arx & Associates?
As a Managing General Agency and Excess & Surplus Lines broker, J.L. von Arx & Associates brings transportation-specific underwriting expertise and broad market access. Their experience placing both standard and challenging trucking risks gives agents options for accounts that need tailored liability and property solutions. The firm’s focus on transportation allows quicker, more informed underwriting responses and practical placement strategies.
Example fits: You might have a client with a five-unit general freight fleet that needs primary liability and property limits without an audit, or a startup regional hauler looking for a low-entry premium and admitted capacity where available. Both are realistic placements for this program.
Whether the account is new or growing, this program offers the flexibility and pricing tools to help you secure coverage that meets your client’s operational and financial needs.