• Prior Losses (3 or fewer)
• Prior Declinations
• Higher Value Homes
• Lower Value Homes in Good Condition
• No Prior Insurance
• New Purchases
• Homes in Distressed Markets

• Personal Property
• Comprehensive Personal Liability
• Medical Payments
• Other Structure Coverage
• Loss of Use
• HO-3, HO-4, HO-6 and HO-8 Forms Available

• Extended Replacement Cost
• Identity Fraud
• Water Back-up and Sump Discharge Overflow
• Extended Liability Coverage for Rental Properties or a Secondary Residence
• Builder’s Risk / Course of Construction
• In-Home Business
• Personal Injury
• Loss Assessment

Our philosophy at J.M.Wilson is Customers First.

That means that every associate is committed to finding answers, solving problems, and securing the best solutions for your clients with speed and assurance. We know your satisfaction is the foundation of our success.
Our experience with specialty lines and easy access to A rated markets makes us a Managing General Agency you can trust with all your insurance needs.

The personal lines team at J.M. Wilson is eager to help independent insurance agents satisfy the needs of their customers.  A few of the highlights to consider:

 * 24 hour turn around on quotes - most often, same day

* Direct bill for many personal lines accounts

* Knowledgeable, friendly underwriters ready to assist with:

            On-line rating

            Phone quotes

            Coverage questions

             Financing quotes when needed

* Some accounts the team is currently having success with:

             Dwelling/Fire

             Homeowners (including high valued homes)

             Personal inland-marine (including contents in mini-storage)

             Personal umbrella (even for high risk drivers)

             In-home business products

 * All J.M. Wilson personal lines markets are "A" rated