J.M. Wilson Corp.
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J.M. Wilson Corp.
Contact Us
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Watercraft Insurance

The Personal Lines team at J.M. Wilson is able to offer both Personal and Commercial lines coverage for Watercraft Insurance. Contact our underwriters for a phone quote or indication.


Sample Classes for Personal Watercraft Insurance

  • Runabouts

  • Fishing

  • Cruiser

  • Pontoon / Tritoon

  • Sail

  • Houseboat / Liveaboard

  • Inflatable

  • Wave runners

  • Manual

  • Hovercraft

  • Airboat

  • High Performance Vee & Catamaran

  • Homemade / Kit  

  • Mini (Sport)

  • Storage and Transit - Salvage / Repair

  • Yacht and Seasoned Yacht

Features for Personal Watercraft Insurance

  • Watercraft up to 120 mph

  • Three settlement options

  • Diminishing Deductible feature included for all risks with speed <= 65 mph

  • Broad navigational territory

  • No layup restrictions

  • Optional coverage available for primary Fishing Equipment and Boat Lifts

NOTE: Not all coverage options above are available for all risks

Discount Opportunities for Personal Watercraft Insurance

  • Multi-unit under same policy

  • Experience

  • Safety Equipment

  • Diesel fuel

  • Outboard propulsion

  • Primary operators 40 and older

Opportunities for Commercial Watercraft Insurance

  • Owner/Operator: Commercial fisherman, Artisans, Weed-eaters, Transit & storage risks, Real estate tours

  • Rental Operations: Saliboats, Kayaks, Canoes, Peddle boats, Water bikes, Waverunners, Runabouts, Ski boats, Powerboats, Houseboats

  • Passenger Carrying: Captained charters, Bareboat charters, Professional anglers, Boat clubs, Environmental site inspection cleanup

Specialized Coverage Tailored for Commercial Watercraft Insurance

  • Hull coverage to $1 million

  • Agreed value (most boats)

  •  Personal property

  • Towing

  • Watercraft liability

  • Medical payments

  • Watersport liability

  • Pollution liability

  • Crew liability (charter boats only)

  • Uninsured boater

Most watercraft insurance quotes are available by phone with an A rated market. If you have your client's information, ask our underwriter for a phone quote!  More information can be found at the J.M. Wilson website: jmwilson.com

For more information, visit our website: www.jmwilson.com

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
  • Carriers:
  • Carrier Ratings:
    A rated or better
  • Commission:
    Varies by coverage and carrier
  • Min Premium:


Request a Quote Now!


8036 Moorsbridge Road
Portage, MI 49024


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J.M. Wilson Corp. has other insurance programs like Alarm Installation and Repair Insurance.