· J.M. Wilson can offer Condominium and Home Owners Directors and Officers Insurance as a liability only policy, package policy or umbrella policy.
Sample Classes:
Cooperative
Homeowner
Master Association
Mobile Home Park
Office Park
Planned Units
Development
Property Owners
Association
Residential
Condominium
Retail Association
RV (Trailer) Parks
Timeshare
Townhouse
Coverage Available for:
Common Areas
Clubhouses
Exercise Facilities
Playgrounds
Tennis Courts
Streets & Roads
Recreational Exposures
Beaches
Jacuzzis
Pools
Features of this policy:
Defense costs outside the limit of liability
Breach of contract coverage
Manager/management company automatically named as additional insured
Full prior acts coverage
Company has "duty to defend"
Definition of insured includes: Directors and Officers, Entity, Employees, Volunteers and Committee Members
No libel, slander or defamation exclusion
All coverage with ONE carrier with separate limits of liability
Directors and Officers liability written on claims made form
General liability written on an occurrance form
Property coverage written on special form
All written with A.M. Best A+ carrier