Target Accounts and Ideal Equipment
This program is suitable for clients in the healthcare sector that utilize advanced diagnostic or therapeutic equipment. Ideal risks include:
- Radiology practices with X-Ray and CAT scanning equipment
- Outpatient imaging centers with MRI or PETT scanners
- Mobile diagnostic units utilizing portable ultrasound devices
- Private clinics and specialty providers with high-value diagnostic tools
Whether your client operates in a fixed facility or provides services remotely, J.M. Wilson's program offers flexibility to address a wide range of exposures.
Covered Medical Equipment Property
- X-Ray Equipment
- Computer Assisted Tomography (CAT) Scanners
- Nuclear Magnetic Resonance Imaging (NMR/MRI) Equipment
- Position Emission Transaxial Tomography (PETT) Scanners
- Ultrasound Equipment
Key Features and Coverage Highlights
- Replacement Cost Valuation
- Protective Equipment Repair, Replace, Recharge
- Data Expense Coverage to help recover lost or corrupted data
- Debris Removal and Pollution Clean-Up
Optional Coverages for Added Protection
- Equipment Breakdown Coverage
- Business Income Coverage
- Off-Premises Power Interruption
- Flood and/or Earthquake Coverage
Underwriting Notes and Premium Guidelines
Minimum premiums vary based on equipment type, coverage limits, and risk characteristics. J.M. Wilson works with a variety of markets, allowing for flexibility and competitive placement options. Admitted markets are available in select states.
Territory and Availability
This program is available to agents and brokers in the following states: AL, AR, FL, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, PA, SC, TN, VA, WV, and WI.
Why Work With J.M. Wilson?
J.M. Wilson is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep market relationships and underwriting expertise. Their responsive team helps agents access specialized programs for complex risks like medical equipment, offering solutions that balance broad protection with market-driven pricing. With access to both admitted and non-admitted markets, J.M. Wilson is well-positioned to help you place business efficiently and confidently.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program fits diagnostic imaging centers, outpatient clinics, mobile medical units, and healthcare providers using high-value equipment like MRI, CAT, or PET scanners.
Can this coverage include mobile medical equipment?
Yes, the program is designed to cover both fixed-location and mobile medical equipment, offering flexibility for mobile diagnostic or treatment units.
Are optional coverages like business income available?
Yes, optional coverages include business income, equipment breakdown, off-premises power interruption, and flood/earthquake, depending on the risk.
Which states is this program available in?
Coverage is available in AL, AR, FL, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, PA, SC, TN, VA, WV, and WI.
Does J.M. Wilson offer admitted or non-admitted markets?
Some admitted markets are available, depending on the state and risk profile. J.M. Wilson also provides access to non-admitted options for broader flexibility.
Need help placing an account? Connect with a market specialist.