Phone Quotes Available for Tenant Occupied Dwelling Insurance

Product Features of Tenant Occupied Dwelling Insurance

- One to four family tenant occupied dwellings are eligible 
- Protection Class 1-10
- Can consider risks with prior losses
- Dwelling Package Special Form available for completely updated dwelling over 25 years old 
- Trusts, estates, limited partnerships and family partnerships may be written as the named insured 
- Can be written property only or as package 
- No mandatory roof exclusion

Limits for Tenant Occupied Dwelling Insurance

- Coverage A (Property) dwelling limits $75,000-$600,000
- Coverage C (Contents) limit up to 40% of Coverage A
- Personal Liability limits up to $1,000,000; Medical Payments Coverage up to $5,000

Coverages for Tenant Occupied Dwelling Insurance

- Basic (DP 01) or Special Form (DP 03)
- Actual Cash Value (Basic Form) or Replacement Cost (Special Form)
- Personal Injury available
- $1,000 base deductible

Other Features of Tenant Occupied Dwelling Insurance

- Dwellings in coastal areas can be written excluding wind 
- Comprehensive Personal Liability coverage automatically available as an option
- Actual cash value roof endorsement available
- Can quote, bind and issue on-line

Founded in 1920, J.M. Wilson is a Managing General Agency serving independent insurance agents in 20 states. The corporation works with a variety of A or better rated carriers to offer commercial transportation, property/casualty, professional liability, personal lines and bonds.