Directors & Officers Insurance

Directors & Officers Insurance Program from J.R. Olsen Bonds & Insurance Brokers, Inc.

J.R. Olsen Bonds & Insurance Brokers, Inc. offers a flexible Directors & Officers (D&O) Insurance program designed to protect the leadership of a wide range of organizations. As a Managing General Agency (MGA) with access to 25 different insurance carriers, we help agents and brokers place competitive D&O solutions nationwide — all 50 states plus Washington, DC.

Ideal Accounts and Target Classes

This D&O program fits both for-profit and nonprofit entities. Typical classes include:

• Banking institutions and financial service groups
• Condominium and homeowners associations
• Nonprofit organizations across a variety of missions
• Youth amateur sports leagues and associations (Little League, Pop Warner, soccer clubs, Pony Baseball)
• Professional service firms that also need Errors & Omissions protection
• Most professional organizations with board-level exposures

Whether the account is a small nonprofit board or a complex professional association, our markets can be matched to the client’s governance exposures.

Example placements you might bring to market:

• A regional nonprofit with a volunteer board seeking coverage for management decisions and employment-related exposures.
• A youth sports league that needs low-cost D&O for volunteer coaches and directors combined with fidelity coverage to protect against theft or dishonest acts.

Coverage Highlights and Program Features

Our D&O program is built to address claims arising from management decisions, fiduciary duties, employment practices, and other board-level exposures. We also offer packages tailored to youth amateur sports organizations that pair D&O with fidelity coverage for stronger protection of volunteers and funds.

• Directors & Officers for Youth Amateur Sports:
  • League Association — No charge for $1 million coverage (example program)
  • Team Coverage — $275 per team for $1 million in protection (example program)
• Fidelity for Youth Amateur Sports:
  • Example: $125 per team for $10,000 in fidelity coverage

Underwriting Insight

We maintain a broad underwriting appetite across many classes. Accounts are evaluated on a case-by-case basis with attention to governance, financial stability, and prior loss history. Our underwriting team will guide you to the best-fit carrier among our panel of 25 markets and can place both admitted and non-admitted options depending on state and risk profile.

State Availability

This program is available in all 50 states and Washington, DC. We can submit placements from California to New York, Texas to Vermont, and everywhere in between.

Why Work With J.R. Olsen Bonds & Insurance Brokers, Inc.?

As an MGA with long-standing carrier relationships, J.R. Olsen provides agents and brokers with direct access to multiple D&O markets and responsive underwriting. Our experience in niche sectors — especially youth amateur sports and nonprofit governance — helps you secure tailored, cost-effective placements for clients with volunteer leadership or complex board exposures.

We streamline submissions and placement, so you can present competitive D&O options to your clients with confidence. If you need help evaluating a file or identifying the right carrier on our panel, our market specialists are available to assist.

Frequently Asked Questions

Need help placing an account? Connect with a market specialist.