Kaigler & Company
Contact Us
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Kaigler & Company
Contact Us
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Custom Home Builder General Liability

Kaigler & Company writes construction accounts in all 50 states. If your agency has a construction renewal or a prospect that has some degree of difficulty, they’re ready to help.

Kaigler & Company has six insurance companies with different appetites. ANY construction account from the carpentry guy we all know and love, to high steel, crane or wet & heavy marine we have a market to solve your problem placements.

General Liability / completed ops. 1,000,000/2,000,000 occurrence form.

For the time being, this program is restricted to general contractors building only custom homes. Later, we may be able to consider custom home subcontractors.

Underwriting Standards:

At least two years in business as a general contractor building custom homes; Builders require all subcontractors to carry Workers Compensation insurance and General Liability insurance with limits no less than on our policy with them; Builders require all subcontractors to hold them harmless, name them as an additional insured on their General Liability policy and waive their rights of subrogation; Builders will carry Builders’ Risk insurance on all homes built while insured in our program; No more than 50% of estimated receipts can be subcontracted; No work in subdivisions with more than 50 lots for homes in them; No more than 10 homes built by our insured in any one subdivision; No more than 25 home starts in any year; No work for major developers during our program or in the past; No EIFS work; No condos or townhouses-These are excluded by endorsement; Minimum premium $6,000.

Submission Standards:
  1. Currently completed ACORD application-Applicant Information & General Liability sections.
  2. Kaigler & Company Custom Home Builders supplemental application.
  3. Five years of currently valued loss runs, or one for each year in business, if less than 5 years.
  4. Expiring Carrier, Premium and Deductible.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
  • Admitted:
  • Carriers:
  • Carrier Ratings:
    A.M. Best A VII rated
  • Commission:
  • Min Premium:


Request a Quote Now!


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  • Application
    Click here for more information and an online application for our Custom Home Builder General Liability Program.


No volume commitment required.
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Kaigler & Company has other insurance programs like Construction & Contractors.