K&K Insurance Group, Inc.
Contact Us
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K&K Insurance Group, Inc.
Contact Us
contact_phone Click to call
Franchised Motorcycle and Powersport Dealership Insurance
The Motorcycle and Powersport Dealership (franchised) insurance program has been specifically designed to provide franchised dealerships selling powersports products with a comprehensive package policy including optional excess and employment related practices liability and workers' compensation. Dealerships eligible for the K&K program sell products including motorcycles, ATVs, snowmobiles, watercraft, etc. Liability coverage is limited to approved manufacturer brands.
Click to view a short video that explains products and services
Approved Manufacturer Brands for Motorsports and Powersport Dealership Insurance (Franchised):
- Aprilla
- Kawasaki
- Artic Cat
- Bad Boy ATV
- Knievel
- Bennche
Lehman Trikes, Inc.
- Big Bear American
- Lynx
  Made Choppers, Inc.
- Mahindra Roxor
- Moto Guzzi
- Bombardier
- Motor Trike, Inc.
- Boss Hoss
- Orange County Choppers
- Bourget’s Bike Works
- Piaggio
- California Side Car
- Polaris
- Can-am
- Royal Enfield
- Champion Side Car
- Saxon
- Derbi
- SeaDoo
- Ducati
- Segway
- Schwinn Motor Scooters
- SkiDoo
- Genuine Scooters
- Suzuki
- Gilera
- The Trike Shop, Inc.
- Harley-Davidson
- Tomberlin - Golf Carts
- Honda
- Triumph
- Husqvarna/
- Ural
  Cagiva USA
- Vespa
- Hyosung
- Yamaha
- Indian
- Zero

Coverages Available:
- Demo Liability (including watercraft)
- Hired and Nonowned Auto Liability and
  Physical Damage
- Federal Odometer
- Title E&O
- Truth-in-lending
- Agents E&O
- False Pretense
- Damage to Product and Work
- Dealers Physical Damage
- Drive-away Collision Coverage
- Transit & Temporary Locations
- Garagekeepers
General Liability
Buildings; Business Personal Property;
  Business Income/Extra Expense
- False Pretense
- Equipment Breakdown
- Property Enhancement Endorsements
Inland Marine
Excess Liability
Employment Practices Liability
Workers' Compensation
Program Highlights:
- Interest-free payment plans available.
- Boats manufactured by Bombardier and Yamaha can
  be insured for liability, physical damage and includes
  demonstration coverage.
- Personal Watercraft coverage is limited to the acceptable
  manufacturer brands.
- Program is available to approved manufacturer brand
  dealerships without motorcycle sales.
- Audit and Reporting processes eliminated.
- Inventory values can be rated on prior 12-month average values.
Common Associated Exposures:
- Demo rides
- Parts and accessories sales
- Service and repair
- Storage of customer units

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    Insurance carriers rated "A" or higher by A.M. Best
  • Commission:
    Commission paid on this program.
  • Min Premium:
    $7,500 & $10,000 Minimum Account Premium


Request a Quote Now!



1712 Magnavox Way


  • Powersport Dealerships (Franchised)
    Key Underwriting/ Qualifying Factors
    (Including but not limited to):
    - $7,500 & $10,000
      minimum account
      premium, depending
      on state filing
    Preliminary Underwriting Information Required:
    Visit our web site for an application package.


No prior appointment or agreement is necessary to submit applications for a coverage quotation. Upon binding the first account, agencies and individual producers are required to provide proper licensing documentation and errors & omissions coverage verification.
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K&K Insurance Group, Inc. has other insurance programs like Activity and Social Club Insurance.