The Motorcycle and Powersport Dealership (franchised) insurance program has been specifically designed to provide franchised dealerships selling powersports products with a comprehensive package policy including optional excess and employment related practices liability and workers' compensation. Dealerships eligible for the K&K program sell products including motorcycles, ATVs, snowmobiles, watercraft, etc. Liability coverage is limited to approved manufacturer brands.
Click to view a short video that explains products and services
Approved Manufacturer Brands for Motorsports and Powersport Dealership Insurance (Franchised):
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- Aprilla
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- Kawasaki
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- Artic Cat
- Bad Boy ATV
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- Knievel
- KTM
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- Bennche
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- Lehman Trikes, Inc.
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- Big Bear American
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- Lynx
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| Made Choppers, Inc. |
- Mahindra Roxor
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- BMW
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- Moto Guzzi
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- Motor Trike, Inc.
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- Orange County Choppers
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- Piaggio
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- Polaris
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- Royal Enfield
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- Saxon
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- SeaDoo
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- Schwinn Motor Scooters
- SkiDoo
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- Vespa
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- Yamaha
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- Zero
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Coverages Available:
Garage
- Demo Liability (including watercraft)
- Hired and Nonowned Auto Liability and
Physical Damage
- Federal Odometer
- Title E&O
- Truth-in-lending
- Agents E&O
- False Pretense
- Damage to Product and Work
- Dealers Physical Damage
- Drive-away Collision Coverage
- Transit & Temporary Locations
- Garagekeepers
General Liability
Property
- Buildings; Business Personal Property;
Business Income/Extra Expense
- False Pretense
- Equipment Breakdown
- Property Enhancement Endorsements
Inland Marine
Crime
Excess Liability
Employment Practices Liability
Workers' Compensation
Program Highlights:
- Interest-free payment plans available.
- Boats manufactured by Bombardier and Yamaha can
be insured for liability, physical damage and includes
demonstration coverage.
- Personal Watercraft coverage is limited to the acceptable
manufacturer brands.
- Program is available to approved manufacturer brand
dealerships without motorcycle sales.
- Audit and Reporting processes eliminated.
- Inventory values can be rated on prior 12-month average values.
Common Associated Exposures:
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- Demo rides
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- Parts and accessories sales
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- Service and repair
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- Storage of customer units
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