K&K Insurance Group, Inc.
Contact Us
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K&K Insurance Group, Inc.
Contact Us
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Outfitter and Guide Insurance
K&K is a leader in providing custom outfitter and guide insurance programs to the outfitters and guides industry. When it comes to specialized coverages go to the company that knows the business. We understand and insure adventure activities such as white water rafting, kayaking, canoeing, hunting, fishing, rock climbing, ropes courses, climbing walls and much more.
Click to view a short video that explains products and services
Also Available - A special risk purchasing group program with a reduced minimum premium for outfitter and guide operations that:
Are engaged in select activities such as Class I, II, III and flat
  water operations, guided sea kayaking, paddling schools,
  guided hunting and fishing, hiking, backpacking, bicycling,
  cross-country skiing, snowshoeing and non-motorized
  watercraft/tube rental
• Meet specific gross revenue levels
• Have been in business for at least one year or 3 years
   equivalent experience
• General Liability minimum premium $1,050
Quote and buy online instantly:  www.outfittersguides-kk.com
Eligible Operations for Outfitter and Guide Insurance:
 - Adventure course insurance
 - Canoeing outfitter and guide insurance
 - Challenge course insurance
 - Covin outfitter and guide insurance
 - Fishing outfitter and guide insurance
 - Hunting outfitter and guide insurance
-  Indoor climbing gym/center insurance
 - Kayaking outfitter and guide insurance
 - Mountain biking outfitter and guide insurance
 - Mountaineering outfitter and guide insurance
 - Paddleboarding outfitter and guide insurance
 - Rafting outfitter and guide insurance
 - Ropes course insurance
 - Sailing outfitter and guide insurance
 - Surfing outfitter and guide insurance
 - Zipline insurance
Coverages Available & Program Highlights:
General Liability
Commercial Auto
Excess Liability
Commercial Property
Inland Marine
Crisis Response
Common Associated Exposures:
- Camping
- Liquor Liability
- Equine
- Lodges
- Equipment rentals
- Restaurants
- Food & beverage
- Retail sales
- Hiking
- Instruction
- Skiing
- Swimming

Please contact our regional sales directors for questions about programs offered by K&K.

David Mello – AK, AZ, CA, CO, HI, ID, MN, MT, ND, NM, NV, OR, SD, UT, WA, WI, WY 
[email protected]

Nick Pentsos – AL, AR, FL, GA, IN, KY, MD, MI, MS, NC, OH, PA, SC, TN, VA, WV 
[email protected] 

Isaac White – CT, DC, DE, IA, IL, KS, LA, MA, ME, MO, NE, NH, NJ, NY, OK, RI, TX, VT 
[email protected] 

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    Insurance carriers rated "A" or higher by A.M. Best
  • Commission:
    Commission paid on this program.
  • Min Premium:
    $1,500 for Water Activities; $2,500 for Mountaineering & Ropes Courses; $5,000 for Equine Exposures


Request a Quote Now!



1712 Magnavox Way


  • Outfitters & Guides
    Key Underwriting/Qualifying Factors
    (Including but not limited to):
    - Management must have
      at least three years
      management experience
      in the industry
    - General liability minimum
      $1,500 for water activities
      $2,500 for mountaineering
      and ropes courses
      $5,000 for equine exposures
    Preliminary Underwriting Information Required:
    Visit our web site for an application package.


No prior appointment or agreement is necessary to submit applications for a coverage quotation. Upon binding the first account, agencies and individual producers are required to provide proper licensing documentation and errors & omissions coverage verification.
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K&K Insurance Group, Inc. has other insurance programs like Activity and Social Club Insurance.