K&K’s health club basic service insurance program is designed for U.S.-based owners and operators of health and fitness clubs and/or tennis/racquet clubs offering programs and services for members and guests that may include: circuit training, personal training, aerobics, yoga, pilates, free weights, resistance machines, cardio machines, a variety of exercise group classes, strength training, non-contact martial arts, basketball/volleyball, racquet sports, whirlpool/hot tubs, saunas/steam rooms, massage, nursery/babysitting, nutritional weight control, tanning, pro shops, snack/juice bars and 24-hour key card access facilities.
Eligible Operations for Health Club Basic Service Insurance:
- Health club insurance
- Fitness and training center insurance
- Gym insurance
- Exercise club insurance
- CrossFit Affiliate Facility insurance
Coverages Available & Program Highlights:
General Liability
- Products-completed Operations
- Personal and Advertising Injury
- Bodily Injury to Participants
- Professional Liability
- Damage to Premises Rented To You
- Medical Expense Limit
- Hired Auto and Employers' Nonownership
Liability (not provided in IL, LA, UT, VT and WI)
Optional Coverages
- Inland Marine
- Supplies and Inventory
- Equipment and Contents
- Improvements and Betterments
- Signs
- Abuse, Molestation or Exploitation Defense
Reimbursement Coverage
- Liquor Liability
- Excess Liability
- Liability for Independent Contractor (non-employees)
- Sexual Abuse or Sexual Molestation Liability
Common Associated Exposures:
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- Group exercise classes
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- Pro Shops
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- Saunas/steam rooms
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- Nursery, baby-sitting
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- Nutritional weight control
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- Pilates
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- Yoga
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Please contact our regional sales directors for questions about programs offered by K&K.
David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY
[email protected]
260.438.7611
Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV
[email protected]
260.222.1864