K&K Insurance Group, Inc.
Contact Us
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K&K Insurance Group, Inc.
Contact Us
contact_phone Click to call
Health Club Basic Service Insurance
K&K’s health club basic service insurance program is designed for U.S.-based owners and operators of health and fitness clubs and/or tennis/racquet clubs offering programs and services for members and guests that may include: circuit training, personal training, aerobics, yoga, pilates, free weights, resistance machines, cardio machines, a variety of exercise group classes, strength training, non-contact martial arts, basketball/volleyball, racquet sports, whirlpool/hot tubs, saunas/steam rooms, massage, nursery/babysitting, nutritional weight control, tanning, pro shops, snack/juice bars and 24-hour key card access facilities. 
Click to view a short video that explains products and services
Eligible Operations for Health Club Basic Service Insurance:
- CrossFit Affiliate
  Facilitiy insurance
- Exercise club insurance
- Fitness center insurance
- Gym insurance
- Health club insurance
- Training center insurance
- Wellness club insurance

Coverages Available & Program Highlights:
General Liability
- General Aggregate
- Products-completed Operations
- Personal and Advertising Injury
- Legal Liability to Participants
- Professional Liability
- Damage to Premises Rented To You
- Medical Expense Limit
- Hired Auto and Employers' Nonownership
  Liability (not provided while in Hawaii) 
Optional Coverages
- Inland Marine
- Supplies and Inventory
- Equipment and Contents
- Improvements and Betterments
- Signs
- Abuse, Molestation, Harassment or Sexual
  Conduct Defense Cost Reimbursement
- Liquor Liability
- Excess Liability
- Liability for Independent Contractor (non-employees) (optional)
- Sexual Abuse or Sexual Molestation Liability
Common Associated Exposures:
- Aerobics
- Pilates
- Cardio machines
- Pro shops
- Circuit training
- Resistance machines
- Free weights
- Saunas/steam rooms 
- Group exercise classes
- Snack/juice bars
- Massage
- Strength training
- Nursery, baby-sitting - Tanning
- Nutritional weigh control - Whirlpool/hot tubs
- Personal training - Yoga

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    Insurance carriers rated "A" or higher by A.M. Best
  • Commission:
    Commission paid on this program.
  • Min Premium:
    $1,500 Minimum Account Premium


Request a Quote Now!


1712 Magnavox Way


  • Health Clubs-Basic Services Operations
    (Including but not limited to):
    - Total annual sales
      should be $2,000,000
      or less (excluding
      revenue for
      initiation/sign-up fees)


No prior appointment or agreement is necessary to submit applications for a coverage quotation. Upon binding the first account, agencies and individual producers are required to provide proper licensing documentation and errors & omissions coverage verification.
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K&K Insurance Group, Inc. has other insurance programs like Activity and Social Club Insurance.