K&K Insurance Group, Inc.
Contact Us
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K&K Insurance Group, Inc.
Contact Us
contact_phone Click to call
Firefighters Accidental Death and Dismemberment Insurance
The firefighter accidental death and dismemberment program offers coverage for both full-time and part-time firefighters.  The program provides a variety of options including:
- Policies written for the entire state or on a per firehouse basis.
- Coverage for full-time firefighters:
  - accidental death and dismemberment;
  - accelerated benefit
  - heart and circulatory benefit (death, medical expense or total disability benefit when
    an insured suffers a sudden heart or circulatory malfunction within 48 hours after
    participating in an emergency call
  - seat belt coverage ($20,000 death benefit due to the unintentional collision of an
    automobile or fire engine during which the insured is participating in a covered
    activity and wearing a seat belt).
- Volunteers are offered the same coverage as full-time firefighters and also have the option
  to purchase excess medical coverage and partial/total disability coverage. 
For an application, please contact Nick Davey at 260-459-5597 or nick.davey@kandkinsurance.com. 
Click to view a short video that explains products and services
Eligible Operations for Firefighter Accidental Death and Dismemberment Insurance: 
 - Full-time firefighter accidental death and dismemberment
 - Volunteer firefighter accidental death and dismemberment
Coverages Available & Program Highlights:
Accident Coverages
- AD&D catsstrophic loss
- Seat belt coverage
- Medical expenses
- Weekly income
- Partial disability (included with Weekly Income benefit)
- Permanent total disability
- Heart or circulatory malfunction
Sickness Coverages 
- Influezna, la grippe and pneumonia
- Contagious and Infectious Diseases

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    Insurance carriers rated "A" or higher by A.M. Best
  • Commission:
    Commission paid on this program.
  • Min Premium:
    $375 Minimum Account Premium


Request a Quote Now!


1712 Magnavox Way


No prior appointment or agreement is necessary to submit applications for a coverage quotation. Upon binding the first account, agencies and individual producers are required to provide proper licensing documentation and errors & omissions coverage verification.
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K&K Insurance Group, Inc. has other insurance programs like Activity and Social Club Insurance.