For insurance buyers, insurance agents and insurance wholesalers!For insurance buyers, insurance agents and insurance wholesalers!
Keating
Contact Us
contact_phone Click to call
Keating
Contact Us
contact_phone Click to call

Workers' Compensation

An injury on the job can be one of the most costly liabilities for your client’s business. Medical bills, rehabilitation, permanent disability and fatal claims can create significant financial and operational strain. Keating offers tailored Workers' Compensation placement solutions to help you protect your clients, manage exposures, and keep businesses running after a loss.

Program Highlights

• Fast turnaround on quotes and submissions
• Premiums starting at $2,500 and scaling to large, risk-managed operations
• Appetite for startup operations
• Multi-state capabilities
• High experience mod factors accepted
• In-house authority with several top-rated carriers
• Direct bill options, including pay-as-you-go
• Competitive pricing and agent commissions

Overview — Keating's Workers' Compensation Program

Keating is a wholesale broker with deep Workers' Compensation expertise and broad carrier access. We combine underwriting experience, streamlined submission workflows, and in-house authority to place accounts across a wide range of industries and risk profiles. Our team focuses on responsive service so you can move business quickly and give your clients reliable coverage and flexible billing options.

Ideal Accounts and Target Classes

We handle hundreds of class codes and a variety of account sizes — from single-location small businesses to multi-state operations with complex exposures. Typical target classes include: • Artisan contractors
• Auto service & towing
• Bus companies
• Cell tower construction
• Drywall contractors
• Grocery and retail stores
• Home health agencies & VNAs
• Hotels and motels
• Long and short haul trucking
• Manufacturing
• Non-emergency medical transportation
• Remodeling contractors
• Restaurants (single location to chains)
• Social services
• And many more We also operate exclusive specialty programs for social services, home health / visiting nurse associations, and medical temporary staffing. Example fits: - You might have a growing regional contractor with a higher experience modification factor and multi-state payroll — Keating can help place the account and arrange pay-as-you-go billing. - Or a startup home health agency needing admitted coverage and competitive pricing — our specialty programs are designed for that appetite.

Coverage Highlights and Advantages

- In-house authority with multiple top-rated carriers for flexible placement options.
- Admitted and non-admitted solutions depending on state and risk characteristics.
- Direct-bill and pay-as-you-go billing to reduce audit surprises and help clients manage cash flow.
- Ability to consider higher experience mod factors and more complex loss histories when the operations and controls justify placement.

Underwriting Notes & Submission Requirements

To evaluate risks quickly, include the following with submissions: • Completed ACORD 130 application
• Experience Modification Worksheet
• 3–5 years of currently valued loss runs
• Detailed description of operations and payroll breakdowns
 Minimum premiums typically start around $2,500, but final pricing depends on class codes, state, payroll, and underwriting details.

Territories and Availability

Keating’s Workers' Compensation program is available in all 50 states and Washington, DC. We offer both admitted and non-admitted options where appropriate for the risk and state requirements.

Why Work With Keating?

As a wholesale broker, Keating brings: • Dedicated underwriting expertise and quick response times
• Broad carrier relationships and in-house authority to place difficult or specialized risks
• Flexible billing and competitive terms to help you sell and retain business
• Practical guidance on structure, endorsements, and loss-control strategies Our team acts as an extension of your brokerage — helping you find the right market, structure terms, and move submissions efficiently from quote to bind. Contact Keating today—your trusted partner in Workers' Compensation insurance placement.

Frequently Asked Questions

What types of accounts are a good fit for Keating’s Workers' Compensation program?

Keating is a strong market for artisan contractors, healthcare providers, social services, trucking, manufacturing, retail, and many other classes — including startups and higher-mod operations that need flexible placement options.

Is this program available in all states?

Yes. Our Workers' Compensation program is available in all 50 states and Washington, DC, with admitted and non-admitted options depending on the state and risk.

Do you accept high experience modification factors?

Yes. We can consider accounts with higher experience modification factors when the overall operations, controls, and exposure profile support placement.

What is the minimum premium for this program?

Minimum premiums generally start around $2,500, but final minimums depend on class code, state, payroll, and underwriting factors.

What carriers does Keating work with?

We have in-house authority with multiple carriers and strong wholesale relationships, giving us flexibility to find the right fit across admitted and non-admitted markets.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A or better
  • Commission:
    Varies
  • Min Premium:
    Varies

Browse

Request a Quote Now!

CONTACT INFORMATION

LOCATION

101 Lindenwood Dr, 130
Malvern, PA 19355
508-229-4710
0I06325
View Map

AGENCY LICENSING

Workers' Compensation Insurance
USL&H Coverage
 
 
CompleteMarkets is The Insurance Industry's Professional Network
Please Register for FREE or Sign In to contact
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.
Keating has other insurance programs like Auto Workers Compensation.