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Keating
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Keating
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Workers' Compensation

An injury on the job can be one of the most costly liabilities for your client’s business. Medical bills, rehabilitation, permanent disabilities, and even fatal incidents can place significant financial stress on an employer. That’s why having a reliable Workers' Compensation solution is essential—and Keating is here to help you place this critical coverage. We bring deep product expertise, long-standing carrier relationships, and a strong reputation for responsive, knowledgeable service. Our goal is to be your go-to wholesale broker for placing Workers' Compensation business across a wide range of industries and risk profiles.

Program Highlights

• Fast turnaround on quotes and submissions
• Premiums starting at $2,500 and scaling to large, risk-managed operations
• Appetite for startup operations
• Multi-state capabilities
• High experience mod factors accepted
• In-house authority with several top-rated carriers
• Direct bill options, including pay-as-you-go
• Competitive pricing and agent commissions

Ideal Accounts and Target Classes

Over the past decade, Keating has provided Workers' Compensation coverage for hundreds of industry classes. Whether your client is a small business or a growing operation with elevated risks, we have solutions that fit. Examples of target classes include: • Artisan Contractors
• Auto Service & Towing
• Bus Companies
• Cell Tower Construction
• Drywall Contractors
• Grocery and Retail Stores
• Home Health Agencies & VNAs
• Hotels and Motels
• Long and Short Haul Trucking
• Manufacturing
• Non-Emergency Medical Transportation
• Remodeling Contractors
• Restaurants (Single Location to Chains)
• Social Services
• And many more We also offer exclusive specialty programs for: • Social Services
• Home Health/Visiting Nurse Associations
• Medical Temporary Staffing

Submission Requirements

To help us evaluate your submission efficiently, please include: • Completed ACORD 130 application
• Experience Modification Worksheet
• 3–5 years of currently valued loss runs
• Detailed description of operations

Territories and Availability

Our Workers' Compensation program is available in all 50 states and Washington, DC. Admitted and non-admitted options are available depending on the risk and state-specific requirements.

Why Work With Keating?

As a wholesale broker, Keating combines underwriting expertise with strong carrier access to help you place even the most challenging Workers' Compensation risks. Whether you're working with startups, high-mod clients, or multi-state operations, our team is equipped to support your placement needs from start to finish. Our in-house authority and efficient processes mean faster responses, flexible billing options, and a consistent focus on helping you serve your clients better. Contact Keating today—your trusted partner in Workers' Compensation insurance placement.

Frequently Asked Questions

What types of accounts are a good fit for Keating’s Workers' Compensation program?

We are a strong market for artisan contractors, healthcare providers, social services, trucking, manufacturing, and retail, among many others—including startups and higher-mod operations.

Is this program available in all states?

Yes, our Workers' Compensation program is available in all 50 states and Washington, DC.

Do you accept high experience mod factors?

Yes, we can accommodate accounts with high experience modification factors, depending on the overall risk profile and underwriting details.

What is the minimum premium for this program?

Minimum premiums start at $2,500, but they may vary based on class code, state, and risk characteristics.

What carriers does Keating work with?

We have in-house authority with multiple carriers, giving us flexibility to find the right fit for your client's needs.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A or better
  • Commission:
    Varies
  • Min Premium:
    Varies

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CONTACT INFORMATION

LOCATION

101 Lindenwood Dr, 130
Malvern, PA 19355
508-229-4710
0I06325
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AGENCY LICENSING

Workers' Compensation Insurance
USL&H Coverage
 
 
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Keating has other insurance programs like Auto Workers Compensation.